SWIFT/BIC code BAECIT21023
BAECIT21023 belongs to Unipol Banca SPA in Reggio Nell'emilia, Italy.
Code details
| SWIFT/BIC code | BAECIT21023 |
|---|---|
| 8-character code | BAECIT21 |
| Branch code | 023 |
| Bank | Unipol Banca SPA |
| Branch | Reggio Nell'emilia Branch |
| City | Reggio Nell'emilia |
| Country | Italy |
How the Unipol Banca SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAEC Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 023 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code BAECIT21023?
BAECIT21023 identifies Reggio Nell'emilia Branch, a unit of Unipol Banca SPA in Reggio Nell'emilia, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the best way to send money to Unipol Banca SPA in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.
What happens if I use BAECIT21023 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check BAECIT21023 with the recipient before sending.
Do I need BAECIT21023 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need BAECIT21023.
How long does it take to send money to Unipol Banca SPA?
Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
Can I use BAECIT21 instead of BAECIT21023?
BAECIT21 points to the head office of Unipol Banca SPA, while BAECIT21023 points to Reggio Nell'emilia Branch. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention BAECIT21023.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.