Unipol Banca SPA SWIFT/BIC code

The head office of Unipol Banca SPA in Italy uses SWIFT/BIC code BAECIT2BXXX. Below you find all 279 codes of this bank, grouped by city.

BAECIT2BXXX
Head office · Bologna · Italy · Short form: BAECIT2B

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All SWIFT/BIC codes of Unipol Banca SPA

Bologna

SWIFT/BICBranch
BAECIT2BXXX Head office
BAECIT21001 —
BAECIT21014 Bologna Branch
BAECIT21015 Bologna Branch
BAECIT21020 Bologna Bentini Branch
BAECIT21032 Bologna Branch
BAECIT21061 Bologna Branch
BAECIT21240 Bologna Via Marcono Branch
BAECIT21329 Bologna 329 Branch
BAECIT21355 Bologna
BAECIT21499 Bologna Virtuale Branch
BAECIT2BASS —

Acireale

SWIFT/BICBranch
BAECIT21263 Acireale Branch

Alfonsine

SWIFT/BICBranch
BAECIT21021 Alfonsine Branch

Alghero

SWIFT/BICBranch
BAECIT21296 Alghero 296 Branch

Altedo (Malalbergo)

SWIFT/BICBranch
BAECIT21219 Altedo 219 Branch

Ancona

SWIFT/BICBranch
BAECIT21233 Ancona 233 Branch

Andria

SWIFT/BICBranch
BAECIT21138 Andria Branch

Aosta

SWIFT/BICBranch
BAECIT21299 Aosta 299 Branch

Arezzo

SWIFT/BICBranch
BAECIT21181 Arezzo Branch

Ascoli Piceno

SWIFT/BICBranch
BAECIT21340 Ascoli Piceno 340 Branch

Asti

SWIFT/BICBranch
BAECIT21339 Asti 339 Branch

Aulla

SWIFT/BICBranch
BAECIT21280 Aulla 280 Branch

Avezzano

SWIFT/BICBranch
BAECIT21108 Avezzano Branch

Bari

SWIFT/BICBranch
BAECIT21237 Bari 237 Branch
BAECIT21288 Bari 288 Branch

Bassano del Grappa

SWIFT/BICBranch
BAECIT21133 Bassano del Grappa Branch

Bazzano

SWIFT/BICBranch
BAECIT21115 Bazzano Branch

Bergamo

SWIFT/BICBranch
BAECIT21142 Bergamo Borgo Palazzo Branch

Biella

SWIFT/BICBranch
BAECIT21172 Biella Branch

Brescia

SWIFT/BICBranch
BAECIT21056 Brescia Branch
BAECIT21174 Brescia Xx Settembre Branch

Cadelbosco di Sopra

SWIFT/BICBranch
BAECIT21223 Cadelbosco di Sopra 223 Branch

Cagliari

SWIFT/BICBranch
BAECIT21113 Cagliari Via Cugia Branch
BAECIT21192 Cagliari Tuveri Branch

Camposampiero

SWIFT/BICBranch
BAECIT21315 Camposampiero 315 Branch

Cantu'

SWIFT/BICBranch
BAECIT21211 Cantu' 211 Branch

Capo D'orlando

SWIFT/BICBranch
BAECIT21289 Capo D Orlando 289 Branch

Capoterra

SWIFT/BICBranch
BAECIT21098 Capoterra Branch

Carpi

SWIFT/BICBranch
BAECIT21036 Carpi Branch

Casalecchio di Reno

SWIFT/BICBranch
BAECIT21104 Casalecchio di Reno Branch

Caserta

SWIFT/BICBranch
BAECIT21294 Caserta 294 Branch

Cassino

SWIFT/BICBranch
BAECIT21356 Cassino Branch

Cassola

SWIFT/BICBranch
BAECIT21326 Cassola 326 Branch

Castel del Piano

SWIFT/BICBranch
BAECIT21337 Castel del Piano 337 Branch

Castel San Pietro Terme

SWIFT/BICBranch
BAECIT21047 Castel San Pietro Terme Branch

Castellammare di Stabia

SWIFT/BICBranch
BAECIT21215 Castellammare di Stabia Branch

Castelnuovo Rangone

SWIFT/BICBranch
BAECIT21226 Castelnuovo Rangone 226 Branch

Castiglione del Lago

SWIFT/BICBranch
BAECIT21214 Castiglione del Lago 214 Branch

Castroreale

SWIFT/BICBranch
BAECIT21271 Castroreale Branch

Catania

SWIFT/BICBranch
BAECIT21195 Catania Branch
BAECIT21208 Catania 208 Branch
BAECIT21261 Catania Via Domenico Orlando Branch

Cavenago di Brianza

SWIFT/BICBranch
BAECIT21321 Cavenago di Brianza 321 Branch

Cavriago

SWIFT/BICBranch
BAECIT21334 Cavriago 334 Branch

Cecina

SWIFT/BICBranch
BAECIT21184 Cecina Branch

Cervia

SWIFT/BICBranch
BAECIT21349 Cervia Branch

Cesena

SWIFT/BICBranch
BAECIT21040 Cesena Branch

Cesenatico

SWIFT/BICBranch
BAECIT21246 Cesenatico 246 Branch

Chivasso

SWIFT/BICBranch
BAECIT21348 Chivasso Branch

Cinisello Balsamo

SWIFT/BICBranch
BAECIT21220 Cinisello Balsamo 220 Branch

Citta' di Castello

SWIFT/BICBranch
BAECIT21043 Citta' di Castello Branch

Cittadella

SWIFT/BICBranch
BAECIT21225 Cittadella Branch

Civitanova Marche

SWIFT/BICBranch
BAECIT21200 Civitanova Marche Branch

Colle di Val D'elsa

SWIFT/BICBranch
BAECIT21300 Colle di Val D Elsa 300 Branch

Correggio

SWIFT/BICBranch
BAECIT21244 Correggio 244 Branch

Cremona

SWIFT/BICBranch
BAECIT21057 Cremona Branch

Desenzano del Garda

SWIFT/BICBranch
BAECIT21243 Desenzano del Garda 243 Branch

Desio

SWIFT/BICBranch
BAECIT21319 Desio 319 Branch

Empoli

SWIFT/BICBranch
BAECIT21182 Empoli Branch

Faenza

SWIFT/BICBranch
BAECIT21037 Faenza Branch

Fano

SWIFT/BICBranch
BAECIT21105 Fano Branch

Fasano

SWIFT/BICBranch
BAECIT21291 Fasano 291 Branch

Ferrara

SWIFT/BICBranch
BAECIT21013 —

Firenze

SWIFT/BICBranch
BAECIT21080 Firenze Branch
BAECIT21228 Firenze 228 Branch
BAECIT21364 Firenze
BAECIT2B002 Filiale di Firenze

Foggia

SWIFT/BICBranch
BAECIT21325 Foggia 325 Branch

Foligno

SWIFT/BICBranch
BAECIT21242 Foligno 242 Branch

Follonica

SWIFT/BICBranch
BAECIT21137 Follonica Branch

Fondi

SWIFT/BICBranch
BAECIT21257 Fondi 257 Branch

Forli'

SWIFT/BICBranch
BAECIT21007 —
BAECIT21045 Forli' Cignani Branch

Formia

SWIFT/BICBranch
BAECIT21317 Formia 317 Branch

Frascati

SWIFT/BICBranch
BAECIT21318 Frascati Branch

Frosinone

SWIFT/BICBranch
BAECIT21306 Frosinone 306 Branch

Gallarate

SWIFT/BICBranch
BAECIT21176 Gallarate Branch

Gallipoli

SWIFT/BICBranch
BAECIT21290 Gallipoli 290 Branch

Genova

SWIFT/BICBranch
BAECIT21010 —
BAECIT21072 Genova Sampierdarena Branch
BAECIT21073 Genova Branch
BAECIT21147 Genova Senarega Branch
BAECIT21361 Genova

Giarre

SWIFT/BICBranch
BAECIT21262 Giarre Branch

Giulianova

SWIFT/BICBranch
BAECIT21235 Giulianova 235 Branch

Grosseto

SWIFT/BICBranch
BAECIT21119 Grosseto Via Svizzera Branch
BAECIT21183 Grosseto Via Adige Branch

Guidonia Montecelio

SWIFT/BICBranch
BAECIT21117 Guidonia Montecelio Branch

Iglesias

SWIFT/BICBranch
BAECIT21100 Iglesias Branch

Imola

SWIFT/BICBranch
BAECIT21005 —
BAECIT21038 Imola Branch

Ischia

SWIFT/BICBranch
BAECIT21136 Ischia Branch

Isola Delle Femmine

SWIFT/BICBranch
BAECIT21273 Isola Delle Femmine Branch

Ivrea

SWIFT/BICBranch
BAECIT21123 Ivrea Branch

Jesi

SWIFT/BICBranch
BAECIT21114 Jesi Branch

La Spezia

SWIFT/BICBranch
BAECIT21074 La Spezia Branch

Larciano

SWIFT/BICBranch
BAECIT21327 Larciano 327 Branch

Latina

SWIFT/BICBranch
BAECIT21102 Latina Branch

Lecce

SWIFT/BICBranch
BAECIT21287 Lecce 287 Branch

Lentini

SWIFT/BICBranch
BAECIT21277 Lentini Branch

Livorno

SWIFT/BICBranch
BAECIT21186 Livorno Branch

Lucca

SWIFT/BICBranch
BAECIT21178 Lucca Branch

Lugo

SWIFT/BICBranch
BAECIT21199 Lugo Branch

Macerata

SWIFT/BICBranch
BAECIT21106 Macerata Branch

Maglie

SWIFT/BICBranch
BAECIT21286 Maglie 286 Branch

Mantova

SWIFT/BICBranch
BAECIT21053 Mantova Branch

Marsala

SWIFT/BICBranch
BAECIT21278 Marsala Branch

Massa

SWIFT/BICBranch
BAECIT21111 Massa Via Roma Branch

Melfi

SWIFT/BICBranch
BAECIT21258 Melfi 258 Branch

Messina

SWIFT/BICBranch
BAECIT21265 Messina Via Xxvii Luglio Branch

Milano

SWIFT/BICBranch
BAECIT21011 —
BAECIT21049 Milano Branch
BAECIT21050 Milano Bausan Branch
BAECIT21051 Milano Branch
BAECIT21052 Milano Barona Branch
BAECIT21110 Milano Porta Romana Branch
BAECIT21216 Milano 216 Branch
BAECIT21253 Milano Missori Branch

Milazzo

SWIFT/BICBranch
BAECIT21209 Milazzo 209 Branch

Mirandola

SWIFT/BICBranch
BAECIT21018 Mirandola Branch

Misterbianco

SWIFT/BICBranch
BAECIT21264 Misterbianco - Lineri Branch

Modena

SWIFT/BICBranch
BAECIT21008 —
BAECIT21067 Modena Torrazzi Branch
BAECIT21122 Modena Via Vignolese Branch
BAECIT21148 Modena Trento e Trieste Branch
BAECIT21180 Modena Giardini Branch

Molfetta

SWIFT/BICBranch
BAECIT21121 Molfetta Branch

Moncalieri

SWIFT/BICBranch
BAECIT21173 Moncalieri Branch

Montecchio Maggiore

SWIFT/BICBranch
BAECIT21350 Montecchio Maggiore Branch

Monza

SWIFT/BICBranch
BAECIT21124 Monza Via Casati Branch

Napoli

SWIFT/BICBranch
BAECIT21088 Napoli Branch
BAECIT21089 Napoli Arenella Branch
BAECIT21090 Napoli Torretta Branch
BAECIT21091 Napoli Epomeo Branch
BAECIT21232 Napoli 232 Branch

Nizza di Sicilia

SWIFT/BICBranch
BAECIT21268 Nizza di Sicilia Branch

Nola

SWIFT/BICBranch
BAECIT21250 Nola Branch

Novara

SWIFT/BICBranch
BAECIT21248 Novara 248 Branch

Novellara

SWIFT/BICBranch
BAECIT21338 Novellara 338 Branch

Novi Ligure

SWIFT/BICBranch
BAECIT21171 Novi Ligure Branch

Nuoro

SWIFT/BICBranch
BAECIT21095 Nuoro Branch

Oderzo

SWIFT/BICBranch
BAECIT21307 Oderzo 307 Branch

Olbia

SWIFT/BICBranch
BAECIT21101 Olbia Branch

Orbetello

SWIFT/BICBranch
BAECIT21302 Orbetello 302 Branch

Oristano

SWIFT/BICBranch
BAECIT21096 Oristano Branch

Osimo

SWIFT/BICBranch
BAECIT21333 Osimo 333 Branch

Ovada

SWIFT/BICBranch
BAECIT21125 Ovada Branch

Padova

SWIFT/BICBranch
BAECIT21116 Padova Via Palermo Branch
BAECIT2B004 Filiale di Padova

Palermo

SWIFT/BICBranch
BAECIT21196 Palermo Via Amari Branch
BAECIT21197 Palermo Viale Agrigento Branch
BAECIT21239 Palermo L.go Cavalieri del Lavoro Branch
BAECIT21272 Palermo Via Leonardo da Vinci Branch
BAECIT21295 Palermo 295 Branch

Palestrina

SWIFT/BICBranch
BAECIT21310 Palestrina 310 Branch

Parma

SWIFT/BICBranch
BAECIT21041 Parma Branch
BAECIT21212 Parma 212 Branch

Partinico

SWIFT/BICBranch
BAECIT21274 Partinico Branch

Pavia

SWIFT/BICBranch
BAECIT21128 Pavia Branch

Perugia

SWIFT/BICBranch
BAECIT21016 Perugia Branch
BAECIT21031 Perugia Branch

Pesaro

SWIFT/BICBranch
BAECIT21130 Pesaro 130 Branch

Pescara

SWIFT/BICBranch
BAECIT21107 Pescara Branch

Piane D'archi (Archi)

SWIFT/BICBranch
BAECIT21202 Piane D'archi Branch

Piombino

SWIFT/BICBranch
BAECIT21241 Piombino 241 Branch

Pisa

SWIFT/BICBranch
BAECIT21028 Pisa Branch
BAECIT21082 Pisa Branch

Pistoia

SWIFT/BICBranch
BAECIT21189 Pistoia Branch

Pomezia

SWIFT/BICBranch
BAECIT21127 Pomezia Branch

Pontedera

SWIFT/BICBranch
BAECIT21035 Pontedera Branch

Pordenone

SWIFT/BICBranch
BAECIT21131 Pordenone Branch

Portogruaro

SWIFT/BICBranch
BAECIT21245 Portogruaro 245 Branch

Prato

SWIFT/BICBranch
BAECIT21179 Prato Montegrappa Branch

Ravenna

SWIFT/BICBranch
BAECIT21003 —
BAECIT21070 Ravenna Branch

Reggio Nell'emilia

SWIFT/BICBranch
BAECIT21023 Reggio Nell'emilia Branch
BAECIT21026 Reggio Nell'emilia Branch
BAECIT21027 Reggio Nell'emilia Branch
BAECIT21150 Reggio Emilia Repubblica Branch
BAECIT21213 Reggio Emilia 05 Branch

Riccione

SWIFT/BICBranch
BAECIT21227 Riccione 227 Branch

Rieti

SWIFT/BICBranch
BAECIT21311 Rieti 311 Branch

Rimini

SWIFT/BICBranch
BAECIT21120 Rimini Branch

Roma

SWIFT/BICBranch
BAECIT21012 —
BAECIT21034 Roma Branch
BAECIT21048 Roma Via Gasperina Branch
BAECIT21085 Roma Branch
BAECIT21086 Roma Branch
BAECIT21087 Roma Montesacro Branch
BAECIT21157 Roma Via Messina Branch
BAECIT21158 Roma Arcidiacono Branch
BAECIT21159 Roma America Branch
BAECIT21160 Roma Bellingeri Branch
BAECIT21161 Roma Tor Bella Monaca Branch
BAECIT21162 Roma Fucini Branch
BAECIT21163 Roma Arenula Branch
BAECIT21164 Roma Ostiense Branch
BAECIT21166 Roma Delle Cave Branch
BAECIT21167 Roma Agricola Branch
BAECIT21168 Roma Casalotti Branch
BAECIT21190 Tivoli Branch
BAECIT21229 Roma 229 Branch
BAECIT21230 Roma 230 Branch
BAECIT21284 Roma 284 Branch
BAECIT21297 Roma 297 Branch

Rovato

SWIFT/BICBranch
BAECIT21146 Rovato Branch

Rovigo

SWIFT/BICBranch
BAECIT21058 Rovigo Branch

Rubiera

SWIFT/BICBranch
BAECIT21151 Rubiera Branch

Salemi

SWIFT/BICBranch
BAECIT21279 Salemi Branch

Salerno

SWIFT/BICBranch
BAECIT21093 Salerno Branch

San Donato Milanese

SWIFT/BICBranch
BAECIT21134 San Donato Milanese Branch

San Giorgio di Piano

SWIFT/BICBranch
BAECIT21024 San Giorgio di Piano Branch

San Giovanni In Persiceto

SWIFT/BICBranch
BAECIT21283 S.giovanni In Persiceto 283 Branch

San Giovanni Incarico

SWIFT/BICBranch
BAECIT21152 San Giovanni Incarico Branch

San Giovanni Valdarno

SWIFT/BICBranch
BAECIT21303 San Giovanni Valdarno 303 Branch

San Giuliano Milanese

SWIFT/BICBranch
BAECIT21221 San Giuliano Milanese 221 Branch

San Giuseppe Vesuviano

SWIFT/BICBranch
BAECIT21092 San Giuseppe Vesuviano Casilli Branch

San Lazzaro di Savena

SWIFT/BICBranch
BAECIT21063 San Lazzaro di Savena Branch

Sant'agata di Militello

SWIFT/BICBranch
BAECIT21267 Sant'agata di Militello Branch

Santa Maria Capua Vetere

SWIFT/BICBranch
BAECIT21094 Santa Maria Capua Vetere Branch

Sarzana

SWIFT/BICBranch
BAECIT21075 Sarzana Branch

Sassari

SWIFT/BICBranch
BAECIT21194 Sassari Branch

Sasso Marconi

SWIFT/BICBranch
BAECIT21019 Sasso Marconi Branch

Sassuolo

SWIFT/BICBranch
BAECIT21068 Sassuolo Branch

Savignano Sul Rubicone

SWIFT/BICBranch
BAECIT21236 Savignano Sul Rubicone 236 Branch

Savona

SWIFT/BICBranch
BAECIT21259 Savona 259 Branch

Scandiano

SWIFT/BICBranch
BAECIT21022 Scandiano Branch

Scandicci

SWIFT/BICBranch
BAECIT21081 Scandicci Branch

Senago

SWIFT/BICBranch
BAECIT21204 Senago Branch

Senigallia

SWIFT/BICBranch
BAECIT21234 Senigallia 234 Branch

Sesto Fiorentino

SWIFT/BICBranch
BAECIT21009 —

Sesto San Giovanni

SWIFT/BICBranch
BAECIT21222 Sesto San Giovanni 222 Branch

Sestri Levante

SWIFT/BICBranch
BAECIT21126 Sestri Levante 126 Branch

Siena

SWIFT/BICBranch
BAECIT21336 Siena 336 Branch

Siracusa

SWIFT/BICBranch
BAECIT21276 Siracusa Branch
BAECIT21304 Siracusa 304 Branch

Spigno Saturnia

SWIFT/BICBranch
BAECIT21156 Spigno Saturnia Branch

Spoleto

SWIFT/BICBranch
BAECIT21132 Spoleto Branch

Strangolagalli

SWIFT/BICBranch
BAECIT21153 Strangolagalli Branch

Supino

SWIFT/BICBranch
BAECIT21140 Supino Branch

Suzzara

SWIFT/BICBranch
BAECIT21054 Suzzara Branch

Taormina

SWIFT/BICBranch
BAECIT21266 Taormina Branch

Taurisano

SWIFT/BICBranch
BAECIT21343 Taurisano Branch

Terni

SWIFT/BICBranch
BAECIT21103 Terni Branch

Terracina

SWIFT/BICBranch
BAECIT21046 Terracina Branch

Terralba

SWIFT/BICBranch
BAECIT21097 Terralba Branch

Tolentino

SWIFT/BICBranch
BAECIT21118 Tolentino Branch

Torino

SWIFT/BICBranch
BAECIT21076 Torino Branch
BAECIT21077 Torino Branch
BAECIT21078 Torino Branch
BAECIT21313 Torino 313 Branch
BAECIT21360 Torino

Trapani

SWIFT/BICBranch
BAECIT21198 Trapani Branch
BAECIT21238 Trapani Via Degli Iris Branch

Trento

SWIFT/BICBranch
BAECIT21316 Trento 316 Branch

Trevi Nel Lazio

SWIFT/BICBranch
BAECIT21154 Trevi Nel Lazio Branch

Treviso

SWIFT/BICBranch
BAECIT21342 Treviso Branch

Trieste

SWIFT/BICBranch
BAECIT21060 Trieste Branch

Udine

SWIFT/BICBranch
BAECIT21224 Udine 224 Branch

Vallo Della Lucania

SWIFT/BICBranch
BAECIT21285 Vallo Della Lucania 285 Branch

Varese

SWIFT/BICBranch
BAECIT21324 Varese 324 Branch

Verona

SWIFT/BICBranch
BAECIT21059 Verona Branch
BAECIT21231 Verona 231 Branch

Viareggio

SWIFT/BICBranch
BAECIT21187 Viareggio Branch

Vignola

SWIFT/BICBranch
BAECIT21017 Vignola Branch

Viterbo

SWIFT/BICBranch
BAECIT21191 Viterbo Branch

Voghera

SWIFT/BICBranch
BAECIT21055 Voghera Branch

Zola Predosa

SWIFT/BICBranch
BAECIT21255 Zola Predosa 255 Branch

How the Unipol Banca SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BAEC Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
2B Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

BAECIT2B – the SWIFT/BIC code of Unipol Banca SPA

The 8-character code BAECIT2B and the 11-character code BAECIT2BXXX identify the same bank: Unipol Banca SPA. A BIC does one job: it makes sure that money from abroad reaches the right bank. In practice you mostly see the code on invoices from abroad, in your banking app and on the account details of Unipol Banca SPA customers.

On this page you will find how the code is put together, when it matters and what else a transfer to or from Unipol Banca SPA requires. The SWIFT code alone does not identify an individual account holder; that is what the account number or IBAN is for.

Watch out for payment fraud

Criminals often send payment requests containing new bank details sent from what looks like a familiar address. A correct SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Always verify a change of bank details by phone on a number you know, not one from the message. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. Acted too fast? Contact your bank straight away and ask them to try to recall the payment and report the fraud.

Recipients are targeted too: one known trick is an overpayment and then sends a request to send back the difference. Do not act before the money is actually in your account.

Incoming international payments to Unipol Banca SPA

To receive an international payment into your account at Unipol Banca SPA, the sender needs not just the BIC. What they need is: your name, account number or IBAN, BAECIT2BXXX or BAECIT2B and often your home address.

Some banks also ask for the name and address of Unipol Banca SPA. A typo in the IBAN can be more trouble than it looks; copy them from your banking app rather than typing.

Money from abroad will not always arrive for the full amount. Correspondent banks can take a fee, Unipol Banca SPA may charge for incoming payments, and if the money is converted, an exchange rate margin comes on top. On invoices, it is common to agree how the fees are split.

SEPA payments and the Unipol Banca SPA BIC

Italy belongs to the SEPA area, the zone for standardised euro payments. For a standard euro transfer from another SEPA country, the IBAN is usually enough; many banks no longer ask for the BIC.

You will still need BAECIT2BXXX when sending payments in other currencies or money from outside the SEPA area. Some forms also ask for the BIC out of habit; if so, enter BAECIT2B or BAECIT2BXXX.

Euro payments within SEPA normally land by the next business day, and instant transfers in seconds where both banks support them. Provided no currency is converted, a SEPA transfer is cheap; costs rise once a conversion is involved.

Before you send: check the Unipol Banca SPA code

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Check that code against BAECIT2B here.

A wrong SWIFT code may lead to a delay, a returned payment or additional charges for investigation. An error in the account number is more serious, because the money may be credited to someone else; check it just as carefully.

A format check by your bank merely confirms that the code is valid. If your bank offers it, a name check before sending adds extra certainty. For a first payment, some people send a small test amount.

Why Unipol Banca SPA has an 8- and an 11-character code

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, two letters for the country and a two-character location code. Combined, these eight characters make up BAECIT2B – the version you usually see online.

The 11-character version has a three-character extension that identify a branch or department. When those three characters are XXX, they simply mean the head office, which is why BAECIT2BXXX and BAECIT2B lead to the same place.

Type the code as one block, in capitals and without spaces, exactly as shown here. Copying the code is safer than typing it by hand.

Where our SWIFT data comes from

The details here come from public sources which we refresh regularly. Institutions reorganise, close branches and retire codes. Counts and locations are from our directory and are not confirmed by Unipol Banca SPA.

Use our data as a reference, not as the last word – the bank details from the recipient are leading. GoldexPay is a comparison service and not affiliated with Unipol Banca SPA. Should you notice a mistake, we appreciate a short note.

Transfer times and tracking a payment to Unipol Banca SPA

How quickly a payment reaches Unipol Banca SPA depends on a few things: the currency, the number of banks in between, cut-off times and time zones. Bank holidays in either country can add extra days, since banks do not process on those days. Compliance checks by one of the banks can also cause some delay, even when all details are correct.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every payment gets a unique reference, the UETR. Money transfer services usually provide a status in their app showing how far the money has got.

A delayed transfer has to be investigated from the sending side. Ask the sender for the payment receipt – it helps your own bank look for the money.

Choosing between the 279 SWIFT codes of Unipol Banca SPA

We have 279 SWIFT/BIC codes for Unipol Banca SPA. Next to the head office code BAECIT2BXXX, you will find codes for regional offices and specialised units.

Unless the recipient tells you otherwise, use BAECIT2BXXX. Only use a branch code when the account holder explicitly asks for it.

The safest approach is to copy the code directly from the recipient’s bank details. Codes for branches are more likely to change than the head office code when a bank merges or closes offices.

Euro (EUR) and conversion costs

Italy uses the Euro, code EUR. If you send money in a different currency has to be converted somewhere along the way – by your bank, by Unipol Banca SPA or by a bank in between. There is rarely a separate line for that conversion.

Who converts the money matters: every bank has its own margin. Check how much EUR the recipient gets with different services.

Rates for EUR move all the time. If you pay regularly, a slightly better rate make a real difference over a year.

Sending money abroad from Unipol Banca SPA

A bank transfer abroad costs rather more than the fee suggests. There is the transfer fee, possibly fees charged by intermediary banks along the way and, above all, the exchange rate markup if the currency changes.

The markup on the rate is often the largest item because it is hidden in the rate. Compare their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For many currency pairs, a specialist provider turns out to be less expensive than a traditional bank transfer. Next time you send money, take a minute comparing the total cost on GoldexPay rather than accepting the bank’s rate by default. You can always use your account at Unipol Banca SPA as the source of the money.

Frequently asked questions

What is the SWIFT/BIC code of Unipol Banca SPA?

The head office of Unipol Banca SPA uses BAECIT2BXXX (or BAECIT2B in the 8-character version). Use this code for most international transfers.

What does BAECIT2BXXX mean?

BAEC identifies Unipol Banca SPA, IT stands for Italy, 2B is the code of the city or region and XXX marks the head office.

Do I need the BIC of Unipol Banca SPA for a SEPA transfer?

Usually not. Italy is in the SEPA area, so euro transfers only need the IBAN. For payments in another currency you still need BAECIT2BXXX.

How long does a transfer to Unipol Banca SPA take?

SEPA transfers in euros normally arrive the next business day. Other currencies take 1–3 business days.

Should I use a branch code of Unipol Banca SPA?

Just when the recipient asks for it. Almost all transfers to Unipol Banca SPA can use the head office code BAECIT2BXXX.

What if I use the wrong SWIFT code for Unipol Banca SPA?

Your payment can be returned or delayed. Double-check the code with Unipol Banca SPA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.