SWIFT/BIC code BAECIT21031
BAECIT21031 belongs to Unipol Banca SPA in Perugia, Italy.
Code details
| SWIFT/BIC code | BAECIT21031 |
|---|---|
| 8-character code | BAECIT21 |
| Branch code | 031 |
| Bank | Unipol Banca SPA |
| Branch | Perugia Branch |
| City | Perugia |
| Country | Italy |
How the Unipol Banca SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAEC Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 031 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code BAECIT21031?
BAECIT21031 identifies Perugia Branch, part of Unipol Banca SPA in Perugia, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
How long does it take to send money to Unipol Banca SPA in Italy?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What is the best way to send money to Unipol Banca SPA in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
Do I need BAECIT21031 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need BAECIT21031.
Can I use BAECIT21 instead of BAECIT21031?
BAECIT21 is the main office of Unipol Banca SPA, while BAECIT21031 is Perugia Branch. For a normal transfer the head office code is usually fine, yet use BAECIT21031 if the recipient asks for it.
What happens if I enter BAECIT21031 with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check BAECIT21031 against the details from Unipol Banca SPA before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.