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SWIFT/BIC code BAECIT21046

BAECIT21046 belongs to Unipol Banca SPA in Terracina, Italy.

BAECIT21046

Code details

SWIFT/BIC codeBAECIT21046
8-character codeBAECIT21
Branch code046
BankUnipol Banca SPA
BranchTerracina Branch
CityTerracina
CountryItaly

How the Unipol Banca SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BAEC Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
046 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code BAECIT21046?

BAECIT21046 identifies Terracina Branch, part of Unipol Banca SPA in Terracina, Italy. Use this branch code only when the account is held at this specific branch.

What do the letters in BAECIT21046 stand for?

BAEC is the bank code of Unipol Banca SPA, IT stands for Italy, 21 is the code for the city or region and 046 identifies the department Terracina Branch.

What is the cheapest way to send money to Unipol Banca SPA in Italy?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

How long does it take to send money to Unipol Banca SPA in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need BAECIT21046 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need BAECIT21046.

What happens if I enter BAECIT21046 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check BAECIT21046 against the details from Unipol Banca SPA before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.