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SWIFT/BIC code BAECIT21049

BAECIT21049 belongs to Unipol Banca SPA in Milano, Italy.

BAECIT21049

Code details

SWIFT/BIC codeBAECIT21049
8-character codeBAECIT21
Branch code049
BankUnipol Banca SPA
BranchMilano Branch
CityMilano
CountryItaly

How the Unipol Banca SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BAEC Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
049 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC BAECIT21049?

BAECIT21049 is the SWIFT/BIC code of Milano Branch, part of Unipol Banca SPA in Milano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need BAECIT21049 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need BAECIT21049.

How long does it take to send money to Unipol Banca SPA in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

What happens if I enter BAECIT21049 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check BAECIT21049 with the recipient before sending.

Can I use BAECIT21 instead of BAECIT21049?

BAECIT21 is the head office of Unipol Banca SPA, while BAECIT21049 is Milano Branch. Most international transfers work with the head office code, but use BAECIT21049 if the recipient asks for it.

What do the letters in BAECIT21049 stand for?

BAEC is the bank code of Unipol Banca SPA, IT is the ISO code of Italy, 21 is the location code and 049 identifies the branch Milano Branch.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.