SWIFT/BIC code BAECIT21089
BAECIT21089 belongs to Unipol Banca SPA in Napoli, Italy.
Code details
| SWIFT/BIC code | BAECIT21089 |
|---|---|
| 8-character code | BAECIT21 |
| Branch code | 089 |
| Bank | Unipol Banca SPA |
| Branch | Napoli Arenella Branch |
| City | Napoli |
| Country | Italy |
How the Unipol Banca SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAEC Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 089 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code BAECIT21089?
BAECIT21089 identifies Napoli Arenella Branch, part of Unipol Banca SPA in Napoli, Italy. Only use it if the account is held at this specific branch.
What is the cheapest way to send money to Unipol Banca SPA?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
Can I use BAECIT21 instead of BAECIT21089?
BAECIT21 is the head office of Unipol Banca SPA, while BAECIT21089 points to Napoli Arenella Branch. Most international transfers work with the head office code, yet use BAECIT21089 if the recipient asks for it.
What do the letters in BAECIT21089 mean?
BAEC is the institution code of Unipol Banca SPA, IT is the ISO code of Italy, 21 is the code for the city or region and 089 identifies the branch Napoli Arenella Branch.
Do I need BAECIT21089 for a euro transfer to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need BAECIT21089.
How long does a transfer to Unipol Banca SPA take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.