SWIFT/BIC code BAECIT21097
BAECIT21097 belongs to Unipol Banca SPA in Terralba, Italy.
Code details
| SWIFT/BIC code | BAECIT21097 |
|---|---|
| 8-character code | BAECIT21 |
| Branch code | 097 |
| Bank | Unipol Banca SPA |
| Branch | Terralba Branch |
| City | Terralba |
| Country | Italy |
How the Unipol Banca SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAEC Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 097 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code BAECIT21097?
BAECIT21097 identifies Terralba Branch, a branch or department of Unipol Banca SPA in Terralba, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the cheapest way to send money to Unipol Banca SPA in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.
How long does a transfer to Unipol Banca SPA take in Italy?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Do I need BAECIT21097 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need BAECIT21097.
Does Unipol Banca SPA have other SWIFT/BIC codes?
Yes, we list 279 SWIFT/BIC codes for Unipol Banca SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.
Can I use BAECIT21 instead of BAECIT21097?
BAECIT21 is the head office of Unipol Banca SPA, while BAECIT21097 is Terralba Branch. Most international transfers work with the head office code, but use BAECIT21097 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.