SWIFT/BIC code BAECIT21111
BAECIT21111 belongs to Unipol Banca SPA in Massa, Italy.
Code details
| SWIFT/BIC code | BAECIT21111 |
|---|---|
| 8-character code | BAECIT21 |
| Branch code | 111 |
| Bank | Unipol Banca SPA |
| Branch | Massa Via Roma Branch |
| City | Massa |
| Country | Italy |
The way the Unipol Banca SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAEC Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 111 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC BAECIT21111?
BAECIT21111 is the SWIFT/BIC code of Massa Via Roma Branch, part of Unipol Banca SPA in Massa, Italy. Only use it if the recipient or their bank explicitly asks for it.
How long does a transfer to Unipol Banca SPA take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Do I need BAECIT21111 to send euros to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need BAECIT21111.
What happens if I use BAECIT21111 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check BAECIT21111 against the details from Unipol Banca SPA before you confirm.
What is the cheapest way to send money to Unipol Banca SPA in Italy?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.
Can I use BAECIT21 instead of BAECIT21111?
BAECIT21 points to the head office of Unipol Banca SPA, while BAECIT21111 is Massa Via Roma Branch. Most international transfers work with the head office code, but use BAECIT21111 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.