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SWIFT/BIC code BAECIT21178

BAECIT21178 belongs to Unipol Banca SPA in Lucca, Italy.

BAECIT21178

Code details

SWIFT/BIC codeBAECIT21178
8-character codeBAECIT21
Branch code178
BankUnipol Banca SPA
BranchLucca Branch
CityLucca
CountryItaly

How the Unipol Banca SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BAEC Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
178 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code BAECIT21178?

BAECIT21178 is the SWIFT/BIC code of Lucca Branch, part of Unipol Banca SPA in Lucca, Italy. Use this branch code only when the account is held at this specific branch.

Do I need BAECIT21178 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need BAECIT21178.

How long does it take to send money to Unipol Banca SPA in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Can I use BAECIT21 instead of BAECIT21178?

BAECIT21 is the head office of Unipol Banca SPA, while BAECIT21178 points to Lucca Branch. Most international transfers work with the head office code, but use BAECIT21178 if the recipient asks for it.

What do the letters in BAECIT21178 mean?

BAEC is the bank code of Unipol Banca SPA, IT is the ISO code of Italy, 21 is the location code and 178 identifies the branch Lucca Branch.

What happens if I enter BAECIT21178 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check BAECIT21178 against the details from Unipol Banca SPA before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.