SWIFT/BIC code BAECIT21265
BAECIT21265 belongs to Unipol Banca SPA in Messina, Italy.
Code details
| SWIFT/BIC code | BAECIT21265 |
|---|---|
| 8-character code | BAECIT21 |
| Branch code | 265 |
| Bank | Unipol Banca SPA |
| Branch | Messina Via Xxvii Luglio Branch |
| City | Messina |
| Country | Italy |
The way the Unipol Banca SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAEC Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 265 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code BAECIT21265?
BAECIT21265 identifies Messina Via Xxvii Luglio Branch, a unit of Unipol Banca SPA in Messina, Italy. Only use it if the account is held at this specific branch.
What happens if I use BAECIT21265 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check BAECIT21265 with the recipient before sending.
Can I use BAECIT21 instead of BAECIT21265?
BAECIT21 points to the main office of Unipol Banca SPA, while BAECIT21265 points to Messina Via Xxvii Luglio Branch. Most international transfers work with the head office code, but use BAECIT21265 if the recipient asks for it.
What is the best way to send money to Unipol Banca SPA in Italy?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.
Do I need BAECIT21265 for a euro transfer to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need BAECIT21265.
How long does a transfer to Unipol Banca SPA take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.