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SWIFT/BIC code BAECIT21349

BAECIT21349 belongs to Unipol Banca SPA in Cervia, Italy.

BAECIT21349

Code details

SWIFT/BIC codeBAECIT21349
8-character codeBAECIT21
Branch code349
BankUnipol Banca SPA
BranchCervia Branch
CityCervia
CountryItaly

The way the Unipol Banca SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BAEC Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
349 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code BAECIT21349?

BAECIT21349 identifies Cervia Branch, part of Unipol Banca SPA in Cervia, Italy. Only use it if the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unipol Banca SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.

What happens if I use BAECIT21349 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check BAECIT21349 against the details from Unipol Banca SPA before sending.

What does each part of BAECIT21349 stand for?

BAEC is the institution code of Unipol Banca SPA, IT stands for Italy, 21 is the code for the city or region and 349 is the code of the department Cervia Branch.

Do I need BAECIT21349 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need BAECIT21349.

How long does it take to send money to Unipol Banca SPA in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.