SWIFT/BIC code BCPOMAMCLAY
BCPOMAMCLAY belongs to Banque Populaire Laayoune in Laayoune, Morocco.
Code details
| SWIFT/BIC code | BCPOMAMCLAY |
|---|---|
| 8-character code | BCPOMAMC |
| Branch code | LAY |
| Bank | Banque Populaire Laayoune |
| Branch | — |
| City | Laayoune |
| Country | Morocco |
The way the Banque Populaire Laayoune SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BCPO Bank code
- 4 letters that identify the bank.
- MA Country code
- 2 letters for the country (ISO 3166).
- MC Location code
- 2 characters for the city or region of the head office.
- LAY Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC BCPOMAMCLAY?
The code BCPOMAMCLAY belongs to Banque Populaire Laayoune, a branch or department of Banque Populaire Laayoune in Laayoune, Morocco. Only use it if the account is held at this specific branch.
Can I use BCPOMAMC instead of BCPOMAMCLAY?
BCPOMAMC points to the main office of Banque Populaire Laayoune, while BCPOMAMCLAY is Banque Populaire Laayoune. Most international transfers work with the head office code, yet use BCPOMAMCLAY if the recipient asks for it.
What is the cheapest way to send money to Banque Populaire Laayoune in Morocco?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Morocco with transfer services before you send – the difference can be large.
What happens if I enter BCPOMAMCLAY incorrectly?
The payment may be delayed, returned or charged extra fees. Always check BCPOMAMCLAY with the recipient before you confirm.
How long does a transfer to Banque Populaire Laayoune take?
A SWIFT payment typically takes 2–5 business days, because of intermediary banks and cut-off times. Money transfer services are often faster than a bank.
What do I need to send money to an account at Banque Populaire Laayoune?
You need the SWIFT/BIC code BCPOMAMCLAY, the IBAN or local account number of the recipientand the name of the account holder. Morocco uses international SWIFT transfers, so the BIC is required.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.