SWIFT/BIC code BKIDINBBLIA
BKIDINBBLIA belongs to Bank of India in Ludhiana, India.
Code details
| SWIFT/BIC code | BKIDINBBLIA |
|---|---|
| 8-character code | BKIDINBB |
| Branch code | LIA |
| Bank | Bank of India |
| Branch | Ludhiana Industrial Area |
| City | Ludhiana |
| Country | India |
How the Bank of India SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BKID Bank code
- 4 letters that identify the bank.
- IN Country code
- 2 letters for the country (ISO 3166).
- BB Location code
- 2 characters for the city or region of the head office.
- LIA Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code BKIDINBBLIA?
BKIDINBBLIA identifies Ludhiana Industrial Area, part of Bank of India in Ludhiana, India. Only use it if the recipient or their bank explicitly asks for it.
What do I need for a transfer to an account at Bank of India?
You need the SWIFT/BIC code BKIDINBBLIA, the account number or IBAN of the recipient, their full name and address. India is not part of SEPA, so always include the BIC.
What happens if I use BKIDINBBLIA incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check BKIDINBBLIA against the details from Bank of India before sending.
How long does a transfer to Bank of India take?
An international SWIFT transfer typically takes 1–5 business days, because of intermediary banks and cut-off times. Money transfer services are often faster than a bank.
What does each part of BKIDINBBLIA stand for?
BKID is the bank code of Bank of India, IN is the ISO code of India, BB is the location code and LIA is the code of the department Ludhiana Industrial Area.
What is the cheapest way to send money to Bank of India?
Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in Indian Rupee with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.