SWIFT/BIC code BKIDINBBLUD
BKIDINBBLUD belongs to Bank of India in Ludhiana, India.
Code details
| SWIFT/BIC code | BKIDINBBLUD |
|---|---|
| 8-character code | BKIDINBB |
| Branch code | LUD |
| Bank | Bank of India |
| Branch | Ludhiana Branch, Main |
| City | Ludhiana |
| Country | India |
The way the Bank of India SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BKID Bank code
- 4 letters that identify the bank.
- IN Country code
- 2 letters for the country (ISO 3166).
- BB Location code
- 2 characters for the city or region of the head office.
- LUD Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code BKIDINBBLUD?
BKIDINBBLUD identifies Ludhiana Branch, Main, a unit of Bank of India in Ludhiana, India. Use this branch code only when the recipient or their bank explicitly asks for it.
What happens if I use BKIDINBBLUD incorrectly?
The payment may be delayed, returned or charged extra fees. Always check BKIDINBBLUD against the details from Bank of India before sending.
Which details do I need for a transfer to an account at Bank of India?
You need the SWIFT/BIC code BKIDINBBLUD, the account number or IBAN of the recipient, their full name and address. India is not part of SEPA, so always include the BIC.
Can I use BKIDINBB instead of BKIDINBBLUD?
BKIDINBB points to the head office of Bank of India, while BKIDINBBLUD points to Ludhiana Branch, Main. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention BKIDINBBLUD.
How long does it take to send money to Bank of India?
A SWIFT payment usually takes 2–5 business days, depending on correspondent banks and time zones. Money transfer services are often quicker than a bank.
What is the cheapest way to send money to Bank of India?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Indian Rupee with specialist providers before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.