SWIFT/BIC code BKIDINBBPHW
BKIDINBBPHW belongs to Bank of India in Phagwara, India.
Code details
| SWIFT/BIC code | BKIDINBBPHW |
|---|---|
| 8-character code | BKIDINBB |
| Branch code | PHW |
| Bank | Bank of India |
| Branch | Phagwara Branch |
| City | Phagwara |
| Country | India |
How the Bank of India SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BKID Bank code
- 4 letters that identify the bank.
- IN Country code
- 2 letters for the country (ISO 3166).
- BB Location code
- 2 characters for the city or region of the head office.
- PHW Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code BKIDINBBPHW?
BKIDINBBPHW identifies Phagwara Branch, a branch or department of Bank of India in Phagwara, India. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the best way to send money to Bank of India in India?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Indian Rupee with specialist providers before you send – the difference can be large.
What does each part of BKIDINBBPHW mean?
BKID is the institution code of Bank of India, IN is the ISO code of India, BB is the location code and PHW identifies the department Phagwara Branch.
How long does it take to send money to Bank of India in India?
An international SWIFT transfer typically takes 1–5 business days, because of intermediary banks and cut-off times. Money transfer services are often quicker and cheaper.
Which details do I need for a transfer to an account at Bank of India?
Have ready the SWIFT/BIC code BKIDINBBPHW, the IBAN or local account number of the recipient, their full name and address. India is not part of SEPA, so the BIC is required.
What happens if I use BKIDINBBPHW incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check BKIDINBBPHW with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.