SWIFT/BIC code BKIDINBBSMD
BKIDINBBSMD belongs to Bank of India in Surat, India.
Code details
| SWIFT/BIC code | BKIDINBBSMD |
|---|---|
| 8-character code | BKIDINBB |
| Branch code | SMD |
| Bank | Bank of India |
| Branch | Surat Corporate Banking Branch |
| City | Surat |
| Country | India |
How the Bank of India SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BKID Bank code
- 4 letters that identify the bank.
- IN Country code
- 2 letters for the country (ISO 3166).
- BB Location code
- 2 characters for the city or region of the head office.
- SMD Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT code BKIDINBBSMD?
BKIDINBBSMD identifies Surat Corporate Banking Branch, part of Bank of India in Surat, India. Use this branch code only when the account is held at this specific branch.
How long does a transfer to Bank of India take?
A SWIFT payment usually takes 2–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often faster than a bank.
Which details do I need for a transfer to an account at Bank of India?
You need the SWIFT/BIC code BKIDINBBSMD, the IBAN or local account number of the recipientand the name of the account holder. India is not part of SEPA, so always include the BIC.
What happens if I enter BKIDINBBSMD incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check BKIDINBBSMD against the details from Bank of India before you confirm.
What is the cheapest way to send money to Bank of India in India?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Indian Rupee with transfer services before you send.
Has Bank of India got more SWIFT/BIC codes?
Yes – our database contains 222 SWIFT/BIC codes for Bank of India in India, for the head office and several branches or departments. All of them are listed on the page of Bank of India.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.