SWIFT/BIC code BNINIDJALWK
BNINIDJALWK belongs to Bank Negara Indonesia - Pt (Persero) in Luwuk, Indonesia.
Code details
| SWIFT/BIC code | BNINIDJALWK |
|---|---|
| 8-character code | BNINIDJA |
| Branch code | LWK |
| Bank | Bank Negara Indonesia - Pt (Persero) |
| Branch | Luwuk Branch |
| City | Luwuk |
| Country | Indonesia |
The way the Bank Negara Indonesia - Pt (Persero) SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BNIN Bank code
- 4 letters that identify the bank.
- ID Country code
- 2 letters for the country (ISO 3166).
- JA Location code
- 2 characters for the city or region of the head office.
- LWK Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT code BNINIDJALWK?
BNINIDJALWK identifies Luwuk Branch, part of Bank Negara Indonesia - Pt (Persero) in Luwuk, Indonesia. Only use it if the recipient or their bank explicitly asks for it.
What do I need to send money to an account at Bank Negara Indonesia - Pt (Persero)?
You need the SWIFT/BIC code BNINIDJALWK, the IBAN or local account number of the recipientand the name of the account holder. Indonesia uses international SWIFT transfers, so the BIC is required.
How long does a transfer to Bank Negara Indonesia - Pt (Persero) take?
A SWIFT payment typically takes 1–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.
What happens if I use BNINIDJALWK with a typo?
Your transfer can bounce, get stuck or cost extra. Always check BNINIDJALWK against the details from Bank Negara Indonesia - Pt (Persero) before you confirm.
What is the cheapest way to send money to Bank Negara Indonesia - Pt (Persero)?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Indonesia with specialist providers before you send – the difference can be large.
Can I use BNINIDJA instead of BNINIDJALWK?
BNINIDJA is the head office of Bank Negara Indonesia - Pt (Persero), while BNINIDJALWK points to Luwuk Branch. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention BNINIDJALWK.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.