SWIFT/BIC code BPCNPHM1XXX

BPCNPHM1XXX belongs to Bpi Card Finance in Manila, Philippines.

BPCNPHM1XXX

Code details

SWIFT/BIC codeBPCNPHM1XXX
8-character codeBPCNPHM1
Branch codeXXX
BankBpi Card Finance
BranchHead office
CityManila
CountryPhilippines

How the Bpi Card Finance SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BPCN Bank code
4 letters that identify the bank.
PH Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind SWIFT/BIC code BPCNPHM1XXX?

BPCNPHM1XXX identifies the main office of Bpi Card Finance in Manila, Philippines. It is the code to use when you send money to an account at Bpi Card Finance.

What is the cheapest way to send money to Bpi Card Finance?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Philippine Peso with transfer services before you send – the difference can be large.

Is BPCNPHM1 and BPCNPHM1XXX the same code?

Yes, they are. BPCNPHM1 is the 8-character version of BPCNPHM1XXX. XXX simply means head office, so either version will reach Bpi Card Finance in Manila.

How long does it take to send money to Bpi Card Finance?

An international SWIFT transfer typically takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker than a bank.

What do the letters in BPCNPHM1XXX stand for?

BPCN is the bank code of Bpi Card Finance, PH is the ISO code of Philippines, M1 is the location code and XXX means the main office.

What do I need to send money to an account at Bpi Card Finance?

Have ready the SWIFT/BIC code BPCNPHM1XXX, the account number or IBAN of the recipient, their full name and address. Philippines uses international SWIFT transfers, so the BIC is required.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.