SWIFT/BIC code CARMIT31015

CARMIT31015 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Bitonto, Italy.

CARMIT31015

Code details

SWIFT/BIC codeCARMIT31015
8-character codeCARMIT31
Branch code015
BankUbi Banca SPA (Formerly Banca Carime SPA)
Branch—
CityBitonto
CountryItaly

How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
015 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code CARMIT31015?

CARMIT31015 identifies Ubi Banca SPA (Formerly Banca Carime SPA), part of Ubi Banca SPA (Formerly Banca Carime SPA) in Bitonto, Italy. Only use it if the recipient or their bank explicitly asks for it.

Has Ubi Banca SPA (Formerly Banca Carime SPA) got more SWIFT/BIC codes?

Yes, we list 212 SWIFT/BIC codes for Ubi Banca SPA (Formerly Banca Carime SPA) in Italy. You can see them all on the bank page.

Do I need CARMIT31015 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need CARMIT31015.

How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.

Can I use CARMIT31 instead of CARMIT31015?

CARMIT31 is the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31015 is Ubi Banca SPA (Formerly Banca Carime SPA). For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention CARMIT31015.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.