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SWIFT/BIC code CARMIT31028

CARMIT31028 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Molfetta, Italy.

CARMIT31028

Code details

SWIFT/BIC codeCARMIT31028
8-character codeCARMIT31
Branch code028
BankUbi Banca SPA (Formerly Banca Carime SPA)
Branch—
CityMolfetta
CountryItaly

The way the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
028 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC CARMIT31028?

CARMIT31028 is the SWIFT/BIC code of Ubi Banca SPA (Formerly Banca Carime SPA), a unit of Ubi Banca SPA (Formerly Banca Carime SPA) in Molfetta, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need CARMIT31028 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need CARMIT31028.

How long does it take to send money to Ubi Banca SPA (Formerly Banca Carime SPA)?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What do the letters in CARMIT31028 mean?

CARM is the institution code of Ubi Banca SPA (Formerly Banca Carime SPA), IT is the ISO code of Italy, 31 is the location code and 028 identifies the branch Ubi Banca SPA (Formerly Banca Carime SPA).

What happens if I enter CARMIT31028 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check CARMIT31028 with the recipient before you confirm.

Can I use CARMIT31 instead of CARMIT31028?

CARMIT31 is the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31028 is Ubi Banca SPA (Formerly Banca Carime SPA). For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention CARMIT31028.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.