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SWIFT/BIC code CARMIT31042

CARMIT31042 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Trani, Italy.

CARMIT31042

Code details

SWIFT/BIC codeCARMIT31042
8-character codeCARMIT31
Branch code042
BankUbi Banca SPA (Formerly Banca Carime SPA)
Branch—
CityTrani
CountryItaly

The way the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
042 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC CARMIT31042?

CARMIT31042 is the SWIFT/BIC code of Ubi Banca SPA (Formerly Banca Carime SPA), part of Ubi Banca SPA (Formerly Banca Carime SPA) in Trani, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I enter CARMIT31042 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check CARMIT31042 against the details from Ubi Banca SPA (Formerly Banca Carime SPA) before sending.

What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Carime SPA)?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

Can I use CARMIT31 instead of CARMIT31042?

CARMIT31 points to the head office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31042 is Ubi Banca SPA (Formerly Banca Carime SPA). For a normal transfer the head office code is usually fine, yet use CARMIT31042 if the recipient asks for it.

Do I need CARMIT31042 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need CARMIT31042.

How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take in Italy?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.