SWIFT/BIC code CARMIT31043

CARMIT31043 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Turi, Italy.

CARMIT31043

Code details

SWIFT/BIC codeCARMIT31043
8-character codeCARMIT31
Branch code043
BankUbi Banca SPA (Formerly Banca Carime SPA)
Branch—
CityTuri
CountryItaly

How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
043 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code CARMIT31043?

CARMIT31043 identifies Ubi Banca SPA (Formerly Banca Carime SPA), part of Ubi Banca SPA (Formerly Banca Carime SPA) in Turi, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I enter CARMIT31043 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check CARMIT31043 with the recipient before you confirm.

Can I use CARMIT31 instead of CARMIT31043?

CARMIT31 is the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31043 points to Ubi Banca SPA (Formerly Banca Carime SPA). For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention CARMIT31043.

How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What do the letters in CARMIT31043 stand for?

CARM is the bank code of Ubi Banca SPA (Formerly Banca Carime SPA), IT stands for Italy, 31 is the code for the city or region and 043 is the code of the branch Ubi Banca SPA (Formerly Banca Carime SPA).

Do I need CARMIT31043 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need CARMIT31043.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.