SWIFT/BIC code CARMIT31044
CARMIT31044 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Valenzano, Italy.
Code details
| SWIFT/BIC code | CARMIT31044 |
|---|---|
| 8-character code | CARMIT31 |
| Branch code | 044 |
| Bank | Ubi Banca SPA (Formerly Banca Carime SPA) |
| Branch | — |
| City | Valenzano |
| Country | Italy |
The way the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CARM Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- 044 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT code CARMIT31044?
The code CARMIT31044 belongs to Ubi Banca SPA (Formerly Banca Carime SPA), part of Ubi Banca SPA (Formerly Banca Carime SPA) in Valenzano, Italy. Only use it if the recipient or their bank explicitly asks for it.
Do I need CARMIT31044 for a euro transfer to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need CARMIT31044.
How long does it take to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
What happens if I use CARMIT31044 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check CARMIT31044 with the recipient before sending.
What does each part of CARMIT31044 stand for?
CARM is the institution code of Ubi Banca SPA (Formerly Banca Carime SPA), IT is the ISO code of Italy, 31 is the code for the city or region and 044 is the code of the department Ubi Banca SPA (Formerly Banca Carime SPA).
Can I use CARMIT31 instead of CARMIT31044?
CARMIT31 is the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31044 is Ubi Banca SPA (Formerly Banca Carime SPA). Most international transfers work with the head office code, but use CARMIT31044 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.