GoldexPay
Language: EN
English Nederlands Deutsch Français Español

SWIFT/BIC code CARMIT31104

CARMIT31104 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Cisternino, Italy.

CARMIT31104

Code details

SWIFT/BIC codeCARMIT31104
8-character codeCARMIT31
Branch code104
BankUbi Banca SPA (Formerly Banca Carime SPA)
Branch—
CityCisternino
CountryItaly

How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
104 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC CARMIT31104?

CARMIT31104 identifies Ubi Banca SPA (Formerly Banca Carime SPA), part of Ubi Banca SPA (Formerly Banca Carime SPA) in Cisternino, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What do the letters in CARMIT31104 stand for?

CARM is the institution code of Ubi Banca SPA (Formerly Banca Carime SPA), IT is the ISO code of Italy, 31 is the location code and 104 is the code of the branch Ubi Banca SPA (Formerly Banca Carime SPA).

What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Carime SPA)?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

Do I need CARMIT31104 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need CARMIT31104.

How long does it take to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 2–4 business days.

What happens if I enter CARMIT31104 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check CARMIT31104 against the details from Ubi Banca SPA (Formerly Banca Carime SPA) before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.