SWIFT/BIC code CARMIT31207
CARMIT31207 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Manfredonia, Italy.
Code details
| SWIFT/BIC code | CARMIT31207 |
|---|---|
| 8-character code | CARMIT31 |
| Branch code | 207 |
| Bank | Ubi Banca SPA (Formerly Banca Carime SPA) |
| Branch | Filiale di Manfredonia |
| City | Manfredonia |
| Country | Italy |
The way the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CARM Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- 207 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC CARMIT31207?
CARMIT31207 is the SWIFT/BIC code of Filiale di Manfredonia, a unit of Ubi Banca SPA (Formerly Banca Carime SPA) in Manfredonia, Italy. Use this branch code only when the account is held at this specific branch.
How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Do I need CARMIT31207 for a euro transfer to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need CARMIT31207.
What happens if I use CARMIT31207 with a typo?
The payment may be delayed, returned or charged extra fees. Double-check CARMIT31207 against the details from Ubi Banca SPA (Formerly Banca Carime SPA) before you confirm.
What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
Can I use CARMIT31 instead of CARMIT31207?
CARMIT31 is the head office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31207 is Filiale di Manfredonia. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention CARMIT31207.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.