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SWIFT/BIC code CARMIT31208

CARMIT31208 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Margherita di Savoia, Italy.

CARMIT31208

Code details

SWIFT/BIC codeCARMIT31208
8-character codeCARMIT31
Branch code208
BankUbi Banca SPA (Formerly Banca Carime SPA)
Branch—
CityMargherita di Savoia
CountryItaly

How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
208 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code CARMIT31208?

CARMIT31208 is the SWIFT/BIC code of Ubi Banca SPA (Formerly Banca Carime SPA), part of Ubi Banca SPA (Formerly Banca Carime SPA) in Margherita di Savoia, Italy. Only use it if the recipient or their bank explicitly asks for it.

Do I need CARMIT31208 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need CARMIT31208.

How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

What does each part of CARMIT31208 stand for?

CARM is the institution code of Ubi Banca SPA (Formerly Banca Carime SPA), IT is the ISO code of Italy, 31 is the code for the city or region and 208 is the code of the department Ubi Banca SPA (Formerly Banca Carime SPA).

Has Ubi Banca SPA (Formerly Banca Carime SPA) got more SWIFT/BIC codes?

Yes, we list 212 SWIFT/BIC codes for Ubi Banca SPA (Formerly Banca Carime SPA) in Italy. You can see them all on the bank page.

What happens if I enter CARMIT31208 with a typo?

The payment may be delayed, returned or charged extra fees. Always check CARMIT31208 with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.