SWIFT/BIC code CARMIT31303
CARMIT31303 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Squinzano, Italy.
Code details
| SWIFT/BIC code | CARMIT31303 |
|---|---|
| 8-character code | CARMIT31 |
| Branch code | 303 |
| Bank | Ubi Banca SPA (Formerly Banca Carime SPA) |
| Branch | — |
| City | Squinzano |
| Country | Italy |
How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CARM Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- 303 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code CARMIT31303?
The code CARMIT31303 belongs to Ubi Banca SPA (Formerly Banca Carime SPA), a unit of Ubi Banca SPA (Formerly Banca Carime SPA) in Squinzano, Italy. Use this branch code only when the account is held at this specific branch.
What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.
How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Do I need CARMIT31303 for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need CARMIT31303.
What happens if I enter CARMIT31303 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check CARMIT31303 with the recipient before you confirm.
Can I use CARMIT31 instead of CARMIT31303?
CARMIT31 points to the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31303 is Ubi Banca SPA (Formerly Banca Carime SPA). Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention CARMIT31303.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.