SWIFT/BIC code CARMIT31405
CARMIT31405 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Ginosa, Italy.
Code details
| SWIFT/BIC code | CARMIT31405 |
|---|---|
| 8-character code | CARMIT31 |
| Branch code | 405 |
| Bank | Ubi Banca SPA (Formerly Banca Carime SPA) |
| Branch | — |
| City | Ginosa |
| Country | Italy |
How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CARM Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- 405 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code CARMIT31405?
CARMIT31405 is the SWIFT/BIC code of Ubi Banca SPA (Formerly Banca Carime SPA), a unit of Ubi Banca SPA (Formerly Banca Carime SPA) in Ginosa, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take in Italy?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.
Do I need CARMIT31405 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need CARMIT31405.
What do the letters in CARMIT31405 stand for?
CARM is the bank code of Ubi Banca SPA (Formerly Banca Carime SPA), IT is the ISO code of Italy, 31 is the code for the city or region and 405 is the code of the branch Ubi Banca SPA (Formerly Banca Carime SPA).
What is the best way to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.
Can I use CARMIT31 instead of CARMIT31405?
CARMIT31 is the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31405 points to Ubi Banca SPA (Formerly Banca Carime SPA). For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention CARMIT31405.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.