SWIFT/BIC code CARMIT31411
CARMIT31411 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Palagianello, Italy.
Code details
| SWIFT/BIC code | CARMIT31411 |
|---|---|
| 8-character code | CARMIT31 |
| Branch code | 411 |
| Bank | Ubi Banca SPA (Formerly Banca Carime SPA) |
| Branch | — |
| City | Palagianello |
| Country | Italy |
How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CARM Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- 411 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT code CARMIT31411?
The code CARMIT31411 belongs to Ubi Banca SPA (Formerly Banca Carime SPA), a branch or department of Ubi Banca SPA (Formerly Banca Carime SPA) in Palagianello, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What do the letters in CARMIT31411 stand for?
CARM is the bank code of Ubi Banca SPA (Formerly Banca Carime SPA), IT stands for Italy, 31 is the location code and 411 is the code of the department Ubi Banca SPA (Formerly Banca Carime SPA).
Do I need CARMIT31411 to send euros to Italy?
Italy is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you still need CARMIT31411.
How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What happens if I use CARMIT31411 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check CARMIT31411 with the recipient before you confirm.
Can I use CARMIT31 instead of CARMIT31411?
CARMIT31 points to the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31411 is Ubi Banca SPA (Formerly Banca Carime SPA). For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention CARMIT31411.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.