SWIFT/BIC code CARMIT31412

CARMIT31412 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in San Giorgio Ionico, Italy.

CARMIT31412

Code details

SWIFT/BIC codeCARMIT31412
8-character codeCARMIT31
Branch code412
BankUbi Banca SPA (Formerly Banca Carime SPA)
Branch—
CitySan Giorgio Ionico
CountryItaly

How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
412 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC CARMIT31412?

CARMIT31412 identifies Ubi Banca SPA (Formerly Banca Carime SPA), a unit of Ubi Banca SPA (Formerly Banca Carime SPA) in San Giorgio Ionico, Italy. Only use it if the account is held at this specific branch.

What does each part of CARMIT31412 mean?

CARM is the institution code of Ubi Banca SPA (Formerly Banca Carime SPA), IT stands for Italy, 31 is the location code and 412 is the code of the department Ubi Banca SPA (Formerly Banca Carime SPA).

What happens if I enter CARMIT31412 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check CARMIT31412 with the recipient before you confirm.

What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Carime SPA)?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

Can I use CARMIT31 instead of CARMIT31412?

CARMIT31 points to the head office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31412 points to Ubi Banca SPA (Formerly Banca Carime SPA). For a normal transfer the head office code is usually fine, yet use CARMIT31412 if the recipient asks for it.

How long does it take to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.