SWIFT/BIC code CARMIT31515

CARMIT31515 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Castrovillari, Italy.

CARMIT31515

Code details

SWIFT/BIC codeCARMIT31515
8-character codeCARMIT31
Branch code515
BankUbi Banca SPA (Formerly Banca Carime SPA)
Branch—
CityCastrovillari
CountryItaly

How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
515 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code CARMIT31515?

CARMIT31515 is the SWIFT/BIC code of Ubi Banca SPA (Formerly Banca Carime SPA), a unit of Ubi Banca SPA (Formerly Banca Carime SPA) in Castrovillari, Italy. Only use it if the account is held at this specific branch.

What do the letters in CARMIT31515 stand for?

CARM is the bank code of Ubi Banca SPA (Formerly Banca Carime SPA), IT stands for Italy, 31 is the location code and 515 is the code of the department Ubi Banca SPA (Formerly Banca Carime SPA).

Do I need CARMIT31515 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need CARMIT31515.

How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Can I use CARMIT31 instead of CARMIT31515?

CARMIT31 points to the head office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31515 is Ubi Banca SPA (Formerly Banca Carime SPA). Most international transfers work with the head office code, yet use CARMIT31515 if the recipient asks for it.

What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Carime SPA)?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.