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SWIFT/BIC code CARMIT31520

CARMIT31520 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Cinquefrondi, Italy.

CARMIT31520

Code details

SWIFT/BIC codeCARMIT31520
8-character codeCARMIT31
Branch code520
BankUbi Banca SPA (Formerly Banca Carime SPA)
Branch—
CityCinquefrondi
CountryItaly

How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
520 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code CARMIT31520?

CARMIT31520 identifies Ubi Banca SPA (Formerly Banca Carime SPA), part of Ubi Banca SPA (Formerly Banca Carime SPA) in Cinquefrondi, Italy. Use this branch code only when the account is held at this specific branch.

Do I need CARMIT31520 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need CARMIT31520.

How long does it take to send money to Ubi Banca SPA (Formerly Banca Carime SPA)?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

What do the letters in CARMIT31520 mean?

CARM is the institution code of Ubi Banca SPA (Formerly Banca Carime SPA), IT stands for Italy, 31 is the code for the city or region and 520 identifies the branch Ubi Banca SPA (Formerly Banca Carime SPA).

What happens if I enter CARMIT31520 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check CARMIT31520 with the recipient before sending.

Can I use CARMIT31 instead of CARMIT31520?

CARMIT31 is the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31520 points to Ubi Banca SPA (Formerly Banca Carime SPA). For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention CARMIT31520.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.