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SWIFT/BIC code CARMIT31525

CARMIT31525 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Cosenza, Italy.

CARMIT31525

Code details

SWIFT/BIC codeCARMIT31525
8-character codeCARMIT31
Branch code525
BankUbi Banca SPA (Formerly Banca Carime SPA)
BranchCosenza - AG. 2
CityCosenza
CountryItaly

How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
525 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code CARMIT31525?

CARMIT31525 is the SWIFT/BIC code of Cosenza - AG. 2, a unit of Ubi Banca SPA (Formerly Banca Carime SPA) in Cosenza, Italy. Only use it if the account is held at this specific branch.

What happens if I enter CARMIT31525 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check CARMIT31525 against the details from Ubi Banca SPA (Formerly Banca Carime SPA) before sending.

How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need CARMIT31525 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need CARMIT31525.

What does each part of CARMIT31525 mean?

CARM is the institution code of Ubi Banca SPA (Formerly Banca Carime SPA), IT stands for Italy, 31 is the location code and 525 identifies the branch Cosenza - AG. 2.

Can I use CARMIT31 instead of CARMIT31525?

CARMIT31 points to the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31525 points to Cosenza - AG. 2. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention CARMIT31525.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.