SWIFT/BIC code CARMIT31604
CARMIT31604 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Lagonegro, Italy.
Code details
| SWIFT/BIC code | CARMIT31604 |
|---|---|
| 8-character code | CARMIT31 |
| Branch code | 604 |
| Bank | Ubi Banca SPA (Formerly Banca Carime SPA) |
| Branch | — |
| City | Lagonegro |
| Country | Italy |
The way the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CARM Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- 604 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code CARMIT31604?
CARMIT31604 identifies Ubi Banca SPA (Formerly Banca Carime SPA), part of Ubi Banca SPA (Formerly Banca Carime SPA) in Lagonegro, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
Do I need CARMIT31604 for a euro transfer to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need CARMIT31604.
How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take?
Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.
What happens if I use CARMIT31604 with a typo?
Your transfer can bounce, get stuck or cost extra. Always check CARMIT31604 against the details from Ubi Banca SPA (Formerly Banca Carime SPA) before you confirm.
Does Ubi Banca SPA (Formerly Banca Carime SPA) have more SWIFT/BIC codes?
Yes, our database contains 212 SWIFT/BIC codes for Ubi Banca SPA (Formerly Banca Carime SPA) in Italy, for the head office and several branches or departments. You can see them all on the bank page.
What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?
Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.