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SWIFT/BIC code CARMIT31646

CARMIT31646 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Bisignano, Italy.

CARMIT31646

Code details

SWIFT/BIC codeCARMIT31646
8-character codeCARMIT31
Branch code646
BankUbi Banca SPA (Formerly Banca Carime SPA)
Branch—
CityBisignano
CountryItaly

The way the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
646 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC CARMIT31646?

The code CARMIT31646 belongs to Ubi Banca SPA (Formerly Banca Carime SPA), a unit of Ubi Banca SPA (Formerly Banca Carime SPA) in Bisignano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of CARMIT31646 mean?

CARM is the bank code of Ubi Banca SPA (Formerly Banca Carime SPA), IT is the ISO code of Italy, 31 is the code for the city or region and 646 identifies the branch Ubi Banca SPA (Formerly Banca Carime SPA).

Do I need CARMIT31646 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need CARMIT31646.

How long does it take to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What happens if I enter CARMIT31646 with a typo?

The payment may be delayed, returned or charged extra fees. Always check CARMIT31646 against the details from Ubi Banca SPA (Formerly Banca Carime SPA) before sending.

Can I use CARMIT31 instead of CARMIT31646?

CARMIT31 is the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31646 points to Ubi Banca SPA (Formerly Banca Carime SPA). Most international transfers work with the head office code, yet use CARMIT31646 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.