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SWIFT/BIC code CARMIT31654

CARMIT31654 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Rende, Italy.

CARMIT31654

Code details

SWIFT/BIC codeCARMIT31654
8-character codeCARMIT31
Branch code654
BankUbi Banca SPA (Formerly Banca Carime SPA)
BranchRende - AG. 2
CityRende
CountryItaly

How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
654 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC CARMIT31654?

CARMIT31654 identifies Rende - AG. 2, part of Ubi Banca SPA (Formerly Banca Carime SPA) in Rende, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of CARMIT31654 stand for?

CARM is the institution code of Ubi Banca SPA (Formerly Banca Carime SPA), IT is the ISO code of Italy, 31 is the code for the city or region and 654 is the code of the department Rende - AG. 2.

What happens if I enter CARMIT31654 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check CARMIT31654 against the details from Ubi Banca SPA (Formerly Banca Carime SPA) before sending.

How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Can I use CARMIT31 instead of CARMIT31654?

CARMIT31 is the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31654 points to Rende - AG. 2. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention CARMIT31654.

Do I need CARMIT31654 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need CARMIT31654.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.