SWIFT/BIC code CARMIT31681
CARMIT31681 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Cetraro, Italy.
Code details
| SWIFT/BIC code | CARMIT31681 |
|---|---|
| 8-character code | CARMIT31 |
| Branch code | 681 |
| Bank | Ubi Banca SPA (Formerly Banca Carime SPA) |
| Branch | Cetraro - AG. 1 - Marina |
| City | Cetraro |
| Country | Italy |
The way the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CARM Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- 681 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses BIC CARMIT31681?
CARMIT31681 identifies Cetraro - AG. 1 - Marina, a unit of Ubi Banca SPA (Formerly Banca Carime SPA) in Cetraro, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
How long does it take to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.
Do I need CARMIT31681 for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need CARMIT31681.
What is the best way to send money to Ubi Banca SPA (Formerly Banca Carime SPA)?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
What do the letters in CARMIT31681 mean?
CARM is the bank code of Ubi Banca SPA (Formerly Banca Carime SPA), IT is the ISO code of Italy, 31 is the code for the city or region and 681 is the code of the branch Cetraro - AG. 1 - Marina.
Can I use CARMIT31 instead of CARMIT31681?
CARMIT31 is the head office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31681 is Cetraro - AG. 1 - Marina. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention CARMIT31681.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.