SWIFT/BIC code CARMIT3178D
CARMIT3178D belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Spezzano Della Sila, Italy.
Code details
| SWIFT/BIC code | CARMIT3178D |
|---|---|
| 8-character code | CARMIT31 |
| Branch code | 78D |
| Bank | Ubi Banca SPA (Formerly Banca Carime SPA) |
| Branch | Fil.di Camigliatello Silano |
| City | Spezzano Della Sila |
| Country | Italy |
How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CARM Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- 78D Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code CARMIT3178D?
CARMIT3178D identifies Fil.di Camigliatello Silano, part of Ubi Banca SPA (Formerly Banca Carime SPA) in Spezzano Della Sila, Italy. Only use it if the recipient or their bank explicitly asks for it.
Do I need CARMIT3178D for a euro transfer to Italy?
Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need CARMIT3178D.
How long does a transfer to Ubi Banca SPA (Formerly Banca Carime SPA) take?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What does each part of CARMIT3178D mean?
CARM is the bank code of Ubi Banca SPA (Formerly Banca Carime SPA), IT is the ISO code of Italy, 31 is the location code and 78D is the code of the department Fil.di Camigliatello Silano.
Can I use CARMIT31 instead of CARMIT3178D?
CARMIT31 is the main office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT3178D is Fil.di Camigliatello Silano. Most international transfers work with the head office code, but use CARMIT3178D if the recipient asks for it.
What is the best way to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.