SWIFT/BIC code CARMIT31797

CARMIT31797 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Troia, Italy.

CARMIT31797

Code details

SWIFT/BIC codeCARMIT31797
8-character codeCARMIT31
Branch code797
BankUbi Banca SPA (Formerly Banca Carime SPA)
BranchFil.di Troia
CityTroia
CountryItaly

How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CARM Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
797 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC CARMIT31797?

CARMIT31797 identifies Fil.di Troia, a branch or department of Ubi Banca SPA (Formerly Banca Carime SPA) in Troia, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What do the letters in CARMIT31797 mean?

CARM is the institution code of Ubi Banca SPA (Formerly Banca Carime SPA), IT is the ISO code of Italy, 31 is the location code and 797 identifies the branch Fil.di Troia.

What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Carime SPA)?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

What happens if I use CARMIT31797 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check CARMIT31797 with the recipient before you confirm.

Can I use CARMIT31 instead of CARMIT31797?

CARMIT31 is the head office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31797 points to Fil.di Troia. Most international transfers work with the head office code, yet use CARMIT31797 if the recipient asks for it.

Do I need CARMIT31797 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need CARMIT31797.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.