SWIFT/BIC code CARMIT31H95
CARMIT31H95 belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Ruvo di Puglia, Italy.
Code details
| SWIFT/BIC code | CARMIT31H95 |
|---|---|
| 8-character code | CARMIT31 |
| Branch code | H95 |
| Bank | Ubi Banca SPA (Formerly Banca Carime SPA) |
| Branch | Fil.di Ruvo di Puglia |
| City | Ruvo di Puglia |
| Country | Italy |
How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CARM Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- H95 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code CARMIT31H95?
CARMIT31H95 identifies Fil.di Ruvo di Puglia, a branch or department of Ubi Banca SPA (Formerly Banca Carime SPA) in Ruvo di Puglia, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the best way to send money to Ubi Banca SPA (Formerly Banca Carime SPA)?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
Can I use CARMIT31 instead of CARMIT31H95?
CARMIT31 points to the head office of Ubi Banca SPA (Formerly Banca Carime SPA), while CARMIT31H95 is Fil.di Ruvo di Puglia. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention CARMIT31H95.
Do I need CARMIT31H95 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need CARMIT31H95.
How long does it take to send money to Ubi Banca SPA (Formerly Banca Carime SPA)?
Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 1–3 business days.
What happens if I enter CARMIT31H95 with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check CARMIT31H95 against the details from Ubi Banca SPA (Formerly Banca Carime SPA) before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.