SWIFT/BIC code DESIINB1XXX

DESIINB1XXX belongs to V.b. Desai Financial Services LTD. in Mumbai, India.

DESIINB1XXX

Code details

SWIFT/BIC codeDESIINB1XXX
8-character codeDESIINB1
Branch codeXXX
BankV.b. Desai Financial Services LTD.
BranchHead office
CityMumbai
CountryIndia

The way the V.b. Desai Financial Services LTD. SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

DESI Bank code
4 letters that identify the bank.
IN Country code
2 letters for the country (ISO 3166).
B1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code DESIINB1XXX?

DESIINB1XXX is the SWIFT/BIC code of the headquarters of V.b. Desai Financial Services LTD. in Mumbai, India. It is the code to use when a payment to V.b. Desai Financial Services LTD. does not need a specific branch.

What happens if I use DESIINB1XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check DESIINB1XXX with the recipient before sending.

What is the cheapest way to send money to V.b. Desai Financial Services LTD. in India?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Indian Rupee with specialist providers before you send – the difference can be large.

Is DESIINB1 and DESIINB1XXX the same SWIFT code?

Yes, they are. DESIINB1 is the 8-character version of DESIINB1XXX. The XXX at the end only refers to the head office, so both routes your payment to V.b. Desai Financial Services LTD. in Mumbai.

Does V.b. Desai Financial Services LTD. use a single SWIFT/BIC code?

Yes, DESIINB1XXX is the single SWIFT/BIC code listed for V.b. Desai Financial Services LTD. in India, so you do not need to pick a branch code.

How long does it take to send money to V.b. Desai Financial Services LTD.?

An international SWIFT transfer typically takes 1–5 business days, depending on intermediary banks and cut-off times. Money transfer services are often faster and cheaper.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.