SWIFT/BIC code ESPBESMMAFD
ESPBESMMAFD belongs to Banco de Espana in Madrid, Spain.
Code details
| SWIFT/BIC code | ESPBESMMAFD |
|---|---|
| 8-character code | ESPBESMM |
| Branch code | AFD |
| Bank | Banco de Espana |
| Branch | Afd |
| City | Madrid |
| Country | Spain |
How the Banco de Espana SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESPB Bank code
- 4 letters that identify the bank.
- ES Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- AFD Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code ESPBESMMAFD?
ESPBESMMAFD is the SWIFT/BIC code of Afd, a branch or department of Banco de Espana in Madrid, Spain. Only use it if the account is held at this specific branch.
Can I use ESPBESMM instead of ESPBESMMAFD?
ESPBESMM points to the main office of Banco de Espana, while ESPBESMMAFD points to Afd. Most international transfers work with the head office code, yet use ESPBESMMAFD if the recipient asks for it.
Has Banco de Espana got more SWIFT/BIC codes?
Yes, our database contains 56 SWIFT/BIC codes for Banco de Espana in Spain. You can see them all on the bank page.
What do the letters in ESPBESMMAFD mean?
ESPB is the bank code of Banco de Espana, ES is the ISO code of Spain, MM is the code for the city or region and AFD identifies the branch Afd.
Do I need ESPBESMMAFD to send euros to Spain?
Spain is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need ESPBESMMAFD.
How long does a transfer to Banco de Espana take in Spain?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.