SWIFT/BIC code ESPBESMMC05
ESPBESMMC05 belongs to Banco de Espana in Madrid, Spain.
Code details
| SWIFT/BIC code | ESPBESMMC05 |
|---|---|
| 8-character code | ESPBESMM |
| Branch code | C05 |
| Bank | Banco de Espana |
| Branch | C04 |
| City | Madrid |
| Country | Spain |
How the Banco de Espana SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESPB Bank code
- 4 letters that identify the bank.
- ES Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- C05 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC ESPBESMMC05?
ESPBESMMC05 is the SWIFT/BIC code of C04, a branch or department of Banco de Espana in Madrid, Spain. Only use it if the recipient or their bank explicitly asks for it.
What is the best way to send money to Banco de Espana?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
How long does a transfer to Banco de Espana take?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Do I need ESPBESMMC05 for a euro transfer to Spain?
Spain belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need ESPBESMMC05.
Does Banco de Espana have other SWIFT/BIC codes?
Yes, our database contains 56 SWIFT/BIC codes for Banco de Espana in Spain. You can see them all on the bank page.
What happens if I use ESPBESMMC05 with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check ESPBESMMC05 with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.