SWIFT/BIC code ESPBESMMC12
ESPBESMMC12 belongs to Banco de Espana in Madrid, Spain.
Code details
| SWIFT/BIC code | ESPBESMMC12 |
|---|---|
| 8-character code | ESPBESMM |
| Branch code | C12 |
| Bank | Banco de Espana |
| Branch | C12 |
| City | Madrid |
| Country | Spain |
The way the Banco de Espana SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESPB Bank code
- 4 letters that identify the bank.
- ES Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- C12 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code ESPBESMMC12?
ESPBESMMC12 identifies C12, a branch or department of Banco de Espana in Madrid, Spain. Only use it if the recipient or their bank explicitly asks for it.
What is the best way to send money to Banco de Espana in Spain?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.
What happens if I enter ESPBESMMC12 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check ESPBESMMC12 with the recipient before you confirm.
How long does it take to send money to Banco de Espana?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.
Do I need ESPBESMMC12 for a euro transfer to Spain?
Spain belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need ESPBESMMC12.
What does each part of ESPBESMMC12 mean?
ESPB is the institution code of Banco de Espana, ES is the ISO code of Spain, MM is the location code and C12 identifies the department C12.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.