SWIFT/BIC code ESPBESMMSTE

ESPBESMMSTE belongs to Banco de Espana in Madrid, Spain.

ESPBESMMSTE

Code details

SWIFT/BIC codeESPBESMMSTE
8-character codeESPBESMM
Branch codeSTE
BankBanco de Espana
BranchSte
CityMadrid
CountrySpain

The way the Banco de Espana SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ESPB Bank code
4 letters that identify the bank.
ES Country code
2 letters for the country (ISO 3166).
MM Location code
2 characters for the city or region of the head office.
STE Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code ESPBESMMSTE?

ESPBESMMSTE is the SWIFT/BIC code of Ste, a branch or department of Banco de Espana in Madrid, Spain. Use this branch code only when the account is held at this specific branch.

Can I use ESPBESMM instead of ESPBESMMSTE?

ESPBESMM is the main office of Banco de Espana, while ESPBESMMSTE is Ste. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention ESPBESMMSTE.

How long does it take to send money to Banco de Espana?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

What do the letters in ESPBESMMSTE mean?

ESPB is the bank code of Banco de Espana, ES is the ISO code of Spain, MM is the location code and STE identifies the department Ste.

Do I need ESPBESMMSTE for a euro transfer to Spain?

Spain is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need ESPBESMMSTE.

What happens if I enter ESPBESMMSTE with a typo?

Your transfer can bounce, get stuck or cost extra. Always check ESPBESMMSTE against the details from Banco de Espana before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.