SWIFT/BIC code ESPBESMMTLC
ESPBESMMTLC belongs to Banco de Espana in Madrid, Spain.
Code details
| SWIFT/BIC code | ESPBESMMTLC |
|---|---|
| 8-character code | ESPBESMM |
| Branch code | TLC |
| Bank | Banco de Espana |
| Branch | Tlc |
| City | Madrid |
| Country | Spain |
The way the Banco de Espana SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESPB Bank code
- 4 letters that identify the bank.
- ES Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- TLC Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code ESPBESMMTLC?
ESPBESMMTLC is the SWIFT/BIC code of Tlc, a branch or department of Banco de Espana in Madrid, Spain. Use this branch code only when the recipient or their bank explicitly asks for it.
What happens if I use ESPBESMMTLC with a typo?
The payment may be delayed, returned or charged extra fees. Always check ESPBESMMTLC with the recipient before you confirm.
What does each part of ESPBESMMTLC stand for?
ESPB is the institution code of Banco de Espana, ES stands for Spain, MM is the code for the city or region and TLC identifies the department Tlc.
Do I need ESPBESMMTLC to send euros to Spain?
Spain is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need ESPBESMMTLC.
How long does a transfer to Banco de Espana take?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Can I use ESPBESMM instead of ESPBESMMTLC?
ESPBESMM is the main office of Banco de Espana, while ESPBESMMTLC is Tlc. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention ESPBESMMTLC.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.