SWIFT/BIC code ESSEDE51K38

ESSEDE51K38 belongs to SEB AG in Frankfurt Am Main, Germany.

ESSEDE51K38

Code details

SWIFT/BIC codeESSEDE51K38
8-character codeESSEDE51
Branch codeK38
BankSEB AG
BranchSEB Tzn Mb
CityFrankfurt Am Main
CountryGermany

How the SEB AG SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ESSE Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
51 Location code
2 characters for the city or region of the head office.
K38 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code ESSEDE51K38?

ESSEDE51K38 is the SWIFT/BIC code of SEB Tzn Mb, a branch or department of SEB AG in Frankfurt Am Main, Germany. Only use it if the recipient or their bank explicitly asks for it.

How long does it take to send money to SEB AG?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Do I need ESSEDE51K38 to send euros to Germany?

Germany is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need ESSEDE51K38.

What happens if I enter ESSEDE51K38 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check ESSEDE51K38 against the details from SEB AG before sending.

What is the cheapest way to send money to SEB AG?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.

Can I use ESSEDE51 instead of ESSEDE51K38?

ESSEDE51 is the head office of SEB AG, while ESSEDE51K38 is SEB Tzn Mb. For a normal transfer the head office code is usually fine, yet use ESSEDE51K38 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.