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SEB AG SWIFT/BIC code

The head office of SEB AG in Germany uses SWIFT/BIC code ESSEDE5FXXX. Below you find all 254 codes of this bank, grouped by city.

ESSEDE5FXXX
Head office · Frankfurt Am Main · Germany · Short form: ESSEDE5F

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All SWIFT/BIC codes of SEB AG

Frankfurt Am Main

SWIFT/BICBranch
ESSEDE5FXXX Head office
ESSEDE51K30 SEB Tzn Mb
ESSEDE51K31 SEB Tzn Mb
ESSEDE51K32 SEB Tzn Mb
ESSEDE51K33 SEB Tzn Mb
ESSEDE51K34 SEB Tzn Mb
ESSEDE51K35 SEB Tzn Mb
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ESSEDE51K63 SEB Tzn Mb
ESSEDE51K64 SEB Tzn Mb
ESSEDE51K65 SEB Tzn Mb
ESSEDE51K66 SEB Tzn Mb
ESSEDE51K67 SEB Tzn Mb
ESSEDE51K68 SEB Tzn Mb
ESSEDE51K69 SEB Tzn Mb
ESSEDE51K70 SEB Tzn Mb
ESSEDE51K71 SEB Tzn Mb
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ESSEDE51K79 SEB Tzn Mb
ESSEDE51K80 SEB Tzn Mb
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ESSEDE51K84 SEB Tzn Mb
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ESSEDE51K86 SEB Tzn Mb
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ESSEDE51K89 SEB Tzn Mb
ESSEDE51K90 SEB Tzn Mb
ESSEDE51K91 SEB Tzn Mb
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ESSEDE51K93 SEB Tzn Mb
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ESSEDE51K95 SEB Tzn Mb
ESSEDE51K96 SEB Tzn Mb
ESSEDE51K97 SEB Tzn Mb
ESSEDE51K98 SEB Tzn Mb
ESSEDE51K99 SEB Tzn Mb
ESSEDE51L00 SEB Tzn Mb
ESSEDE51L01 SEB Tzn Mb
ESSEDE51L02 SEB Tzn Mb
ESSEDE51L03 SEB Tzn Mb
ESSEDE51L04 SEB Tzn Mb
ESSEDE51L05 SEB Tzn Mb
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ESSEDE51L07 SEB Tzn Mb
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ESSEDE51L10 SEB Tzn Mb
ESSEDE51L11 SEB Tzn Mb
ESSEDE51L12 SEB Tzn Mb
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ESSEDE51L14 SEB Tzn Mb
ESSEDE51L15 SEB Tzn Mb
ESSEDE51L16 SEB Tzn Mb
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ESSEDE51L19 SEB Tzn Mb
ESSEDE51L20 SEB Tzn Mb
ESSEDE51L21 SEB Tzn Mb
ESSEDE51L22 SEB Tzn Mb
ESSEDE51L23 SEB Tzn Mb
ESSEDE51L24 SEB Tzn Mb
ESSEDE51L25 SEB Tzn Mb
ESSEDE51L26 SEB Tzn Mb
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ESSEDE51L28 SEB Tzn Mb
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ESSEDE51L30 SEB Tzn Mb
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ESSEDE51L32 SEB Tzn Mb
ESSEDE51L33 SEB Tzn Mb
ESSEDE51L34 SEB Tzn Mb
ESSEDE51L35 SEB Tzn Mb
ESSEDE51L36 SEB Tzn Mb
ESSEDE51L37 SEB Tzn Mb
ESSEDE51L38 SEB Tzn Mb
ESSEDE51L39 SEB Tzn Mb
ESSEDE51L40 SEB Tzn Mb
ESSEDE51L41 SEB Tzn Mb
ESSEDE51L42 SEB Tzn Mb
ESSEDE51L43 SEB Tzn Mb
ESSEDE51L44 SEB Tzn Mb
ESSEDE51L45 SEB Tzn Mb
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ESSEDE51L48 SEB Tzn Mb
ESSEDE51L49 SEB Tzn Mb
ESSEDE51L50 SEB Tzn Mb
ESSEDE51SCH —
ESSEDE51TEC —
ESSEDE51TZN SEB Tzn Mb Ffm.
ESSEDE5F512 Sap
ESSEDE5F514 SEB Direct
ESSEDE5FCOL —
ESSEDE5FHYP —
ESSEDE5FOWN —
ESSEDE5FSCL —

Aachen

SWIFT/BICBranch
ESSEDE5F390 —

Albstadt

SWIFT/BICBranch
ESSEDE5F653 —

Aschaffenburg

SWIFT/BICBranch
ESSEDE5F795 —

Augsburg

SWIFT/BICBranch
ESSEDE5F720 —

Bad Homburg

SWIFT/BICBranch
ESSEDE5F501 —

Bad Schwartau

SWIFT/BICBranch
ESSEDE5F231 —

Bergkamen

SWIFT/BICBranch
ESSEDE5F411 —

Berlin

SWIFT/BICBranch
ESSEDE5F100 —

Bielefeld

SWIFT/BICBranch
ESSEDE5F480 —

Bocholt

SWIFT/BICBranch
ESSEDE5F351 —

Bochum

SWIFT/BICBranch
ESSEDE5F430 —

Bonn

SWIFT/BICBranch
ESSEDE5F380 —

Braunschweig

SWIFT/BICBranch
ESSEDE5F270 —

Bremen

SWIFT/BICBranch
ESSEDE5F290 —

Bremerhaven

SWIFT/BICBranch
ESSEDE5F292 —

Bruehl

SWIFT/BICBranch
ESSEDE5F371 —

Castrop-Rauxel

SWIFT/BICBranch
ESSEDE5F431 —

Chemnitz

SWIFT/BICBranch
ESSEDE5F861 —

Cottbus

SWIFT/BICBranch
ESSEDE5F161 —

Darmstadt

SWIFT/BICBranch
ESSEDE5F506 —

Dinslaken

SWIFT/BICBranch
ESSEDE5F352 —

Dortmund

SWIFT/BICBranch
ESSEDE5F440 —

Dresden

SWIFT/BICBranch
ESSEDE5F862 —

Dueren

SWIFT/BICBranch
ESSEDE5F391 —

Duesseldorf

SWIFT/BICBranch
ESSEDE5F300 —

Duisburg

SWIFT/BICBranch
ESSEDE5F350 —

Emden

SWIFT/BICBranch
ESSEDE5F281 —

Erfurt

SWIFT/BICBranch
ESSEDE5F820 —

Essen

SWIFT/BICBranch
ESSEDE5F360 —

Esslingen (Neckar)

SWIFT/BICBranch
ESSEDE5F601 —

Freiburg Im Breisgau

SWIFT/BICBranch
ESSEDE5F680 —

Friedrichshafen

SWIFT/BICBranch
ESSEDE5F631 —

Gelsenkirchen

SWIFT/BICBranch
ESSEDE5F420 —

Geretsried

SWIFT/BICBranch
ESSEDE5F701 —

Giessen

SWIFT/BICBranch
ESSEDE5F513 —

Goeppingen

SWIFT/BICBranch
ESSEDE5F632 —

Goettingen

SWIFT/BICBranch
ESSEDE5F260 —

Guetersloh

SWIFT/BICBranch
ESSEDE5F481 —

Hagen

SWIFT/BICBranch
ESSEDE5F433 —

Halle

SWIFT/BICBranch
ESSEDE5F864 —

Hamburg

SWIFT/BICBranch
ESSEDE5F200 —

Hameln

SWIFT/BICBranch
ESSEDE5F254 —

Hamm

SWIFT/BICBranch
ESSEDE5F410 —

Hanau

SWIFT/BICBranch
ESSEDE5F508 —

Hannover

SWIFT/BICBranch
ESSEDE5F250 —

Heidelberg

SWIFT/BICBranch
ESSEDE5F672 —

Heilbronn

SWIFT/BICBranch
ESSEDE5F673 —

Herford

SWIFT/BICBranch
ESSEDE5F482 —

Herne

SWIFT/BICBranch
ESSEDE5F434 —

Heusenstamm

SWIFT/BICBranch
ESSEDE5F507 —

Hildesheim

SWIFT/BICBranch
ESSEDE5F259 —

Ingolstadt

SWIFT/BICBranch
ESSEDE5F702 —

Kaiserslautern

SWIFT/BICBranch
ESSEDE5F551 —

Karlsruhe

SWIFT/BICBranch
ESSEDE5F660 —

Kassel

SWIFT/BICBranch
ESSEDE5F520 —

Kempten

SWIFT/BICBranch
ESSEDE5F721 —

Kiel

SWIFT/BICBranch
ESSEDE5F210 —

Koblenz

SWIFT/BICBranch
ESSEDE5F570 —

Koeln

SWIFT/BICBranch
ESSEDE5F370 —

Konstanz

SWIFT/BICBranch
ESSEDE5F690 —

Krefeld

SWIFT/BICBranch
ESSEDE5F301 —

Laatzen

SWIFT/BICBranch
ESSEDE5F251 —

Langenfeld

SWIFT/BICBranch
ESSEDE5F302 —

Leipzig

SWIFT/BICBranch
ESSEDE5F860 —

Leverkusen

SWIFT/BICBranch
ESSEDE5F372 —

Loerrach

SWIFT/BICBranch
ESSEDE5F683 —

Ludwigshafen

SWIFT/BICBranch
ESSEDE5F435 —

Luebeck

SWIFT/BICBranch
ESSEDE5F230 —

Luedenscheid

SWIFT/BICBranch
ESSEDE5F437 —

Luenen

SWIFT/BICBranch
ESSEDE5F441 —

Magdeburg

SWIFT/BICBranch
ESSEDE5F810 —

Mainz

SWIFT/BICBranch
ESSEDE5F550 —

Mannheim

SWIFT/BICBranch
ESSEDE5F670 —

Marl

SWIFT/BICBranch
ESSEDE5F427 —

Minden

SWIFT/BICBranch
ESSEDE5F483 —

Moenchengladbach

SWIFT/BICBranch
ESSEDE5F310 —

Moers

SWIFT/BICBranch
ESSEDE5F353 —

Muelheim (Ruhr)

SWIFT/BICBranch
ESSEDE5F362 —

Muenchen

SWIFT/BICBranch
ESSEDE5F700 —

Muenster (Westf)

SWIFT/BICBranch
ESSEDE5F400 —

Neu-Isenburg

SWIFT/BICBranch
ESSEDE5F502 —

Neumuenster

SWIFT/BICBranch
ESSEDE5F212 —

Neuss

SWIFT/BICBranch
ESSEDE5F303 —

Neuwied

SWIFT/BICBranch
ESSEDE5F572 —

Norderstedt

SWIFT/BICBranch
ESSEDE5F201 —

Nuernberg

SWIFT/BICBranch
ESSEDE5F760 —

Oberhausen

SWIFT/BICBranch
ESSEDE5F361 —

Offenbach (Main)

SWIFT/BICBranch
ESSEDE5F505 —

Offenburg

SWIFT/BICBranch
ESSEDE5F661 —

Oldenburg

SWIFT/BICBranch
ESSEDE5F280 —

Osnabrueck

SWIFT/BICBranch
ESSEDE5F265 —

Pforzheim

SWIFT/BICBranch
ESSEDE5F666 —

Pirmasens

SWIFT/BICBranch
ESSEDE5F542 —

Potsdam

SWIFT/BICBranch
ESSEDE5F160 —

Ratingen

SWIFT/BICBranch
ESSEDE5F304 —

Recklinghausen

SWIFT/BICBranch
ESSEDE5F426 —

Regensburg

SWIFT/BICBranch
ESSEDE5F750 —

Remscheid

SWIFT/BICBranch
ESSEDE5F331 —

Reutlingen

SWIFT/BICBranch
ESSEDE5F654 —

Rostock

SWIFT/BICBranch
ESSEDE5F130 —

Ruesselsheim

SWIFT/BICBranch
ESSEDE5F503 —

Saarbruecken

SWIFT/BICBranch
ESSEDE5F590 —

Salzgitter

SWIFT/BICBranch
ESSEDE5F271 —

Schweinfurt

SWIFT/BICBranch
ESSEDE5F791 —

Schwerin

SWIFT/BICBranch
ESSEDE5F131 —

Siegen

SWIFT/BICBranch
ESSEDE5F460 —

Sindelfingen

SWIFT/BICBranch
ESSEDE5F602 —

Solingen

SWIFT/BICBranch
ESSEDE5F332 —

Stuttgart

SWIFT/BICBranch
ESSEDE5F600 —

Sulzbach

SWIFT/BICBranch
ESSEDE5F504 —

Trier

SWIFT/BICBranch
ESSEDE5F585 —

Ulm

SWIFT/BICBranch
ESSEDE5F630 —

Villingen-Schwenningen

SWIFT/BICBranch
ESSEDE5F655 —

Wetzlar

SWIFT/BICBranch
ESSEDE5F515 —

Wiesbaden

SWIFT/BICBranch
ESSEDE5F510 —

Wilhelmshaven

SWIFT/BICBranch
ESSEDE5F282 —

Wismar

SWIFT/BICBranch
ESSEDE5F132 —

Witten

SWIFT/BICBranch
ESSEDE5F436 —

Wolfsburg

SWIFT/BICBranch
ESSEDE5F272 —

Worms

SWIFT/BICBranch
ESSEDE5F675 —

Wuerzburg

SWIFT/BICBranch
ESSEDE5F790 —

Wuppertal

SWIFT/BICBranch
ESSEDE5F330 —

Zwickau

SWIFT/BICBranch
ESSEDE5F863 —

How the SEB AG SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ESSE Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
5F Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

SWIFT/BIC code of SEB AG

The 8-character code ESSEDE5F and the 11-character code ESSEDE5FXXX refer to one and the same institution: SEB AG. Every bank on the SWIFT network uses BIC codes to direct international transfers to the correct bank. In practice you usually see it on international invoices, in your banking app and in the bank details of SEB AG customers.

On this page you will find how the code is put together, when you need it and what else a transfer to or from SEB AG requires. The BIC names an institution, never a specific account, which is why you always need the account number too.

Euro transfers to SEB AG: is a BIC needed?

Germany belongs to the SEPA area. For a regular euro transfer within SEPA, you normally only need the IBAN.

You still need ESSEDE5FXXX when sending payments in other currencies or transfers from countries outside SEPA. If a payment form has a field for the BIC anyway, adding ESSEDE5F is fine.

Instant euro transfers have become widely supported across SEPA; check with SEB AG whether it applies to your account. Fees for SEPA transfers tend to be low as long as everything stays in euros.

ESSEDE5F or ESSEDE5FXXX – which one to use?

A BIC is made up of fixed blocks: characters one to four identify the bank, characters five and six show the country and characters seven and eight mark the location. In this case, the 8-character core is ESSEDE5F.

XXX at the end of ESSEDE5FXXX is not a missing value or an error: it indicates the main office of SEB AG. Some forms insist on 11 characters, in which case you can enter XXX behind ESSEDE5F.

As a rule the code is written in capitals. A wrong character may route the money to a different institution, so check it twice.

Watch out for payment fraud

Scammers regularly send fake invoices containing new bank details. A valid SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Verify new payment details via a different channel, such as a phone number you already know. Urgency or secrecy are warning signs; a genuine business can wait for you to check. If money was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

People receiving money can be targeted as well: one known trick is an overpayment and then sends a request to refund the difference to another account. A screenshot of a transfer proves nothing – check your own account.

Where our SWIFT data comes from

The directory on GoldexPay is based on publicly available sources and we update it periodically. Banks reorganise, close branches and retire codes, and a directory never catches every change immediately. The figures we show reflect our own data.

For a payment that matters, always confirm the BIC with the recipient’s bank or with the recipient. GoldexPay is independent of SEB AG. Found outdated information? Let us know through the contact page so we can correct it.

Receiving money from abroad at SEB AG

If you expect a payment from another country, give the sender everything they need in one go. What they need is: your name, account number or IBAN, ESSEDE5FXXX or ESSEDE5F and in many cases your home address.

It helps to add SEB AG and its city too, since some forms ask for it. Check every detail before you send them, because the sender’s bank usually copies them as is.

An incoming payment does not always arrive for the full amount. Correspondent banks can take a fee, and if the currency changes, an exchange rate margin applies. For business payments, you can state who bears the costs, so that nobody is left short.

How to check ESSEDE5F before you pay

Have the recipient send you their account details straight from a recent statement. Compare it against ESSEDE5F on this page and ask if anything does not match.

Errors in the BIC are costly more than disastrous. Do not forget the IBAN: an error there can be harder to correct than a wrong code.

A validity check by your bank merely confirms that the IBAN exists. Some banks now compare the payee name against the account before you confirm; take any warning seriously. When you pay someone new, some people start with a small test amount and wait for confirmation.

How long does an international transfer to SEB AG take?

How fast a transfer arrives at SEB AG is determined by several factors: which currency you send, the number of banks in between, cut-off times and differences in time zone. Payments made late in the day or just before a weekend or public holiday usually start the next business day. Compliance checks by one of the banks can also cause a delay, regardless of the details.

If a transfer seems late, contact the sending bank for the tracking status so they can trace it along the chain. Save the payment confirmation until the recipient confirms.

A delayed transfer is traced by the sending bank. Ask the sender for a copy of the payment confirmation – it helps your own bank look for the money.

The Euro and what conversion costs you

Germany pays in the Euro. When you pay another currency it has to be converted at some point. There is rarely a separate charge for that conversion.

Who does the conversion affects how much arrives. Often you pay less to send EUR directly through a transfer service that converts near the mid-market rate, so that the receiving bank does not need to convert again.

Exchange rates move all the time, and some providers let you lock in a rate. For recurring payments, small differences in the rate make a real difference over a year.

International transfers from SEB AG: the real cost

A bank transfer abroad costs rather more than the listed fee. You pay the transfer fee, possibly fees charged by intermediary banks in between and, above all, the exchange rate markup.

Banks rarely list their exchange rate markup as a cost – you only notice it if you compare. Compare the rate you are offered with the mid-market rate – the rate you find on financial news sites.

For many currency pairs, a transfer service is less expensive than a bank, mainly because of the exchange rate. GoldexPay compares the amount that arrives with different providers, so you can pick the cheapest route. You can always keep your account at SEB AG as the source of the money.

Choosing between the 254 SWIFT codes of SEB AG

Having 254 codes in 124 cities, SEB AG is one of the banks that use separate codes for parts of the organisation. The head office code remains ESSEDE5FXXX.

In most cases there is no need to pick a branch: transfers sent to ESSEDE5FXXX are routed within SEB AG correctly. Just use a branch code when the recipient gives you that exact code, for example on a letter or invoice.

The safest approach is to take the code straight from the recipient’s statement. Branch codes are more likely to be retired than ESSEDE5FXXX when a bank merges or closes offices.

Frequently asked questions

What is the SWIFT/BIC code of SEB AG?

The head office of SEB AG uses ESSEDE5FXXX (or ESSEDE5F in the 8-character version). This is the code to use unless the recipient gives you a branch code.

What if I use the wrong SWIFT code for SEB AG?

The transfer may be delayed or returned. Always check the code with SEB AG before you confirm.

Where is the head office of SEB AG?

Based on SWIFT/BIC code ESSEDE5FXXX, the head office of SEB AG is in Frankfurt Am Main, Germany.

How many SWIFT codes are there for SEB AG?

We list 254 SWIFT/BIC codes for SEB AG in 124 cities. Every code identifies the head office or a specific branch or department.

What does ESSEDE5FXXX mean?

ESSE identifies SEB AG, DE is Germany, 5F is the code of the city or region and XXX means the head office.

How can I send money to SEB AG for less?

Avoid the hidden markup many banks add on international transfers. Compare what you receive in Euro across transfer services before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.