SWIFT/BIC code ESSEDE51K46

ESSEDE51K46 belongs to SEB AG in Frankfurt Am Main, Germany.

ESSEDE51K46

Code details

SWIFT/BIC codeESSEDE51K46
8-character codeESSEDE51
Branch codeK46
BankSEB AG
BranchSEB Tzn Mb
CityFrankfurt Am Main
CountryGermany

How the SEB AG SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ESSE Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
51 Location code
2 characters for the city or region of the head office.
K46 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code ESSEDE51K46?

The code ESSEDE51K46 belongs to SEB Tzn Mb, a unit of SEB AG in Frankfurt Am Main, Germany. Only use it if the recipient or their bank explicitly asks for it.

What is the best way to send money to SEB AG in Germany?

Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.

What happens if I use ESSEDE51K46 with a typo?

The payment may be delayed, returned or charged extra fees. Always check ESSEDE51K46 with the recipient before sending.

Do I need ESSEDE51K46 for a euro transfer to Germany?

Germany is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need ESSEDE51K46.

How long does a transfer to SEB AG take?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Can I use ESSEDE51 instead of ESSEDE51K46?

ESSEDE51 is the head office of SEB AG, while ESSEDE51K46 points to SEB Tzn Mb. For a normal transfer the head office code is usually fine, yet use ESSEDE51K46 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.