SWIFT/BIC code ESSEDE51K85
ESSEDE51K85 belongs to SEB AG in Frankfurt Am Main, Germany.
Code details
| SWIFT/BIC code | ESSEDE51K85 |
|---|---|
| 8-character code | ESSEDE51 |
| Branch code | K85 |
| Bank | SEB AG |
| Branch | SEB Tzn Mb |
| City | Frankfurt Am Main |
| Country | Germany |
How the SEB AG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESSE Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 51 Location code
- 2 characters for the city or region of the head office.
- K85 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT/BIC code ESSEDE51K85?
The code ESSEDE51K85 belongs to SEB Tzn Mb, a branch or department of SEB AG in Frankfurt Am Main, Germany. Use this branch code only when the account is held at this specific branch.
How long does a transfer to SEB AG take in Germany?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.
Do I need ESSEDE51K85 to send euros to Germany?
Germany belongs to the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need ESSEDE51K85.
Can I use ESSEDE51 instead of ESSEDE51K85?
ESSEDE51 points to the main office of SEB AG, while ESSEDE51K85 points to SEB Tzn Mb. For a normal transfer the head office code is usually fine, but use ESSEDE51K85 if the recipient asks for it.
What is the best way to send money to SEB AG?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.
What happens if I use ESSEDE51K85 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check ESSEDE51K85 against the details from SEB AG before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.